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ForumOperator error I had logged into the early retirement and clicked on firecalc. I did not log into firecalc separately. Long story short I messed up. Thanks to all you individuals who took the time to help me out!

I definitely see the above “attached thumbnail” picture when I activate the Spending Model tab but only three radio buttons, not four. Is there a certain minimum donation that must be met first? I sent $20 for a donation and received an email confirming my donation. Does this need to go to an...

Still stuck Rodi, I am logged in. I see my username listed as an active user. After I log in I went directly to the Spend tab in firecalc and still only have 3 radial buttons showing. Do I have to complete the other tabs first?

Thanks for the update and a question Hi dory, This is ENGR. I submitted a small donation the other day. I thought I would gain access to the manual entry section under the Spending tab in Firecalc (the fourth radial button under the “percent of remaining portfolio” radial button). So far it...

Rodi, On my spending tab I only have three radial buttons. The last button is “percent of remaining portfolio” the firecalc I’m using is Firecalc3.0. Is this the latest version? Any other thoughts ? Thanks.

Hello, I made a small $20 donation to firecalc with the thought that I could use yearly manual entry of expenses. On one person’s post i saw that on the spending tab of firecalc there was a fourth button for selecting manual yearly expenses. The day after my donation I went on firecalc to try...

Hello all, Is there any way to model required minimum distributions on firecalc? I have a Traditional ira that I have been taking withdrawals to reduce the balance and also starting to do yearly conversions to a Roth IRA. I just turned 69 and only have until 72 when rmds start. I also have...

Thanks for the quick reply !

Hello all, Last year (2020) I started the beginnings of Roth conversions. Trying to reduce my traditional ira balance before rmds start in 4 years. I have also begun monthly withdrawals from the Ira to burn down the balance. I realize I’m discarding the interest within the retirement account...

I started reading a book “beating the new death tax” by James Lange,cpa/attorney. I’m interested in looking for possible new ways to structure my distributions in retirement to possibly be more tax efficient. I’m in the part of the book where he mentions that if I die first my traditional Ira...

I found my mistake — operator error When inputting my 1099r data I made a mistake on answering the questions following my input as stated my several members. My thanks to all who participated !!

hello, I have been making monthly withdrawals from a vanguard account that was rolled over from my company’s 401k account a few years ago. This December I decided to perform a Roth conversion (20k) from the same account .My intent was to reduce the Rmd amount when I turn 72 ( I’m presently 67)...

I later realized I had looked at the vanguard incorrectly. The 1099 div were for my taxable accounts totally my error. Thanks for all who responded!

Hello all, I received a 1099 div online form from vanguard I have a retirement account (traditional Ira) in which I have the dividends reinvested. From what I read those dividends do NOT have to be claimed as income on my 1040 taxes I take monthly withdrawals from this retirement account...

One of the conditions for safe harbor states if you paid 100% of your tax liability from the previous year you are safe from under estimating this years taxes. Does this mean that if I received a refund on last years federal taxes ( tax liability equal zero) that I will not be penalized if I...

I am 67 years old and retired. I have approx 800k in traditional Ira accounts along with some monies in after tax and Roth accounts. Everything I read says to withdraw from investment accounts first followed by traditional iras and lastly Roth accounts. Seems to make sense as the idea is to let...

Supposedly PC uses a double authentification method to secure accounts. Other members seem to like the tool. My feelings are I spent a lifetime accumulating what I have and to let another party see that just bothers me. To me I’ll probably stay with Firecalc until something. “Less invasive”...

Ok. Thanks for all the responses.

To lawrencewendsii. (Reply #4) You said the withdrawal feature required a pAid subscription. Are you saying that to actually have access to their output visuals over time requires membership and is not actually “free” ? What does the “paid subscription” offer? Thanks

Hello, I was just reading in Kiplinger magazine about a “Smart Withdrawal” tool which illustrates how to take out retirement income from tax deferred, taxable, and Roth accounts. I have to first setup a profile which is expected as I’m now on their marketing lists. What bothers me is I also...

Hello to all, I was reviewing a book ( a concise guide to tAxes in retirement by Bruce Larsen. 2016 edition) . At the beginning several examples were given about a married filed jointly couple and what their taxes would be for their situation of income and social security. After they listed...

hello, Many people use firecalc to estimate their SWR percentage given different income streams such as pensions, soc security, investment savings, etc. To account for future assist living and nursing home expenses do you use the lump sum entries of firecalc to enter inflation adjusted...

Hello everyone I have been retired for approximately four years. DW and I have recently been taking some lifelong learning classes at a nearby university. One class discusses 55 and over housing options (independent living, assisted living, nursing homes, etc. one option was CCRC living. This...

Been retired approx 4 years after wife incurred a chronic health issue and I needed to leave. I remember working my butt off for the last 23 years with a large defense company. I remember being told how valuable the workers are. I remember having pensions being replaced by 401k and how they...

Hello All, For 2017 tax filings I had to load TT on my wife's newer computer since mine had an issue. When submitting my federal and state (PA) TT forms I had to submit my 2016 AGI for identification. I later received an e mail stating both the fed and state filings have been rejected by...