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    FDA has approved the NOVAVAX vaccine today July 13, 2022 - Protein-based Vaccine

    Recent statement from Dr. Birx: I knew these vaccines were not going to protect against infection. And I think we overplayed the vaccines, and it made people then worry that it's not going to protect against severe disease and hospitalization. It will. But let's be very clear: 50% of the people...
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    FINRA Financial Literacy Quiz

    Thanks. Got 6/6. The last question stopped me as I thought they were looking for a really "simple" answer based on the simplicity of most of the questions. In the end, I went with the literal, mathematical answer and was correct.... ;D
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    E Bikes

    Yes, great exercise, depending on how you use it. I was on a high end full-suspension mountain bike but also bought an e-bike version (Specialized Turbo Levo - crank based motor - pedal assist - ~$6k). I sold my regular bike after a few months of having the e-bike. I ride intermediate to...
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    What's your basic housing expenses after retirement (excluding electric, gas. water)?

    No mortgage. Paid cash 4 years ago. Current value about $450k. Taxes, insurance, HOA comes to about $285 a month.
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    What is your thermostat set at?

    Heat - 74 day, 66 night. Cool - 78 day, 75 night Phoenix area
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    2019 tax software

    H&R Block Deluxe + State 2019 (PC Download) just dropped to $19.99 on Amazon this morning. https://www.amazon.com/dp/B07YH24MYL?tag=camelbpa-20&linkCode=ogi&th=1&psc=1&language=en_US
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    How many cars per driver in your household?

    Currently five total.....for the two of us.... 2014 Tacoma (daily driver, newest vehicle) 2006 Jeep (DW daily driver) 2001 Tacoma 4x4 (weekend trail truck, camping rig) 1968 Jeepster (restified play toy) 1997 Harley (fair weather toy)
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    2019 tax software

    The Camel says H&R Block Deluxe + State 2019 (PC Download) just dropped to $22.49 on Amazon this morning. https://www.amazon.com/Block-Software-Deluxe-Exclusive-Download/dp/B07YH24MYL/ref=sr_1_6?keywords=H&qid=1577455383&s=software&sr=1-6
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    MRI experience ( Terror)

    I never thought I was claustrophobic before having an MRI a few years ago. I told them I didn't think I needed any sedation. I laid on the table and the tech slid me in. While he spent maybe two minutes setting up the machine, I was feeling somewhat panicky. I finally told him to pull me out...
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    2019 tax software

    H&R Block Deluxe + State 2019 (PC Download) just dropped to $22.49 on Amazon this morning. https://www.amazon.com/s?k=H%26R+Block+Tax+Software+Deluxe+%2B+State+2019&i=software&ref=nb_sb_noss
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    Poll: How do you budget?

    While working, DW and I always lived below our means. We would do a planning budget from time to time to better understand where all the money was going, and used it as a tool to make decisions. Living frugally meant we didn't have to stick to a strict spending budget. We always made sure our...
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    MegaCorp Pension Buyout - A Scenario for Advice

    Thank you all for the insight and opinions :coolsmiley: As far as the start of SS, we are at least 4 years out from earliest date so don't know yet as tax & SS laws and regs may change by the time we get there. Assuming the PBGC pays 100% replacement, it looks like we would be covered as...
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    MegaCorp Pension Buyout - A Scenario for Advice

    Thanks stepford....I appreciate the link. That annuity calculator is helpful. Dave....sounds good....I am leaning towards that. Was just wondering if I was missing something in the mix....thanks.
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    MegaCorp Pension Buyout - A Scenario for Advice

    I retired from MegaCorp three years ago at age 54. I have a small pension I had accumulated until the plan was frozen years ago when it was replaced purely with 401K and matching. I started drawing my pension last year at age 56. I have now been offered a buyout that I am considering. I've...
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    Class of 2016

    I'm starting week 7 of my new life and so far it's been great. The old place hardly ever enters my mind. I have to agree with you. I've not had a bored moment yet and don't know where I found the time to ever do that other thing. ;D
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    Class of 2016

    I was Class of 2015 for a while, but then the date got bumped a few times for various reasons, but Friday was my last day. Added myself onto the 2016 list below. Age 54....feeling good! :dance::dance::dance: January - Vireo - 1/8/2016, age 60 - robertf57 - 1/22/2016 58 - Ghandi - 1/14/2016 -...
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    Class of 2015

    Congrats to all the class of 2015. I'm moving to 2016 as I'm getting bumped out a bit longer..... 39. Planner - Nov-Dec 2015 age 53 ---> now 2016
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    Amazon prime one-day sale for new members

    I've heard of people stacking memberships onto existing ones or gifting themselves the next year and scheduling when theirs expires. Might be a few possibilities...... Sent from my iPad using Early Retirement Forum
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    8/28 - Taking the Plunge to ER

    Best of luck with the new venture!
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    Class of 2015

    Well, last year DW and I nailed down my retirement date as April 30th. Obviously that date has passed and I am still working. There were a number of personnel changes late 2014 and early 2015, then the announcement that we're being bought out by another company. I decided to stay on a bit longer...
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    Free at Last

    good for you! congrats! Sent from my iPad using Early Retirement Forum
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    Ten Years Gone

    well done! Sent from my iPad using Early Retirement Forum
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    Class of 2015

    Congrats!
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    Anybody tried using Future Advisor?

    For keeping track of portfolio and such? Just heard about this...... https://www.futureadvisor.com/
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    Class of 2015

    1. Ikubak - April/May 2015- age 52 2. LoneAspen - Feb 2015- age 48 3. Neihn - Dec 2015- 4. Fourchristians - June 2015 5. ABQ2015 - March 2015- 59 6. Live and Learn - March 2015- 52 7. Utrecht - Jan 2015 - Age 50 8. haloFIRE - August 14, 2015 - age 47 9. Phil1ben - June 1, 2015 - age 55 10...
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