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Retired 12/31/19. Have to say all the issues around the Covid-19 and zero interest rates are making us question the decision. Fortunately we have enough cash reserves to get by for a while; maybe a couple of years. Will tighten the belt a bit just because we are frugal and nervous.

I was diagnosed with gout in my right large toe 3 or 4 years ago. I've taken Allopurinol and Colchicine (that's likely misspelled) daily since. I'm tempted to drop the Colchicine. Even though my blood work looks good (I don't think it was ever over 7), my toe aches constantly and has limited the...

Ditto. I marvel that we didn't starve to death when we first married 38 years ago. We throw everything in one pot and there are really no rules. Never needed any. We are both still working, but that will change later this year. It works for us.

I do think about that. If I'm not able to go out and purchase wine, who will do it for me? Pretty sure the NH personnel won't be allowed to make an alcohol run. Likely I won't care after the "issues" set in, but for now, I'm concerned about this.

Moemg, if you wanted to move to that general area from up north, but didn't want to pay Sarasota prices and deal with Sarasota traffic, where would you look? Would Ft. Myers be better?

What he said. Exercise is really important for health, but it won't make you lose weight unless you are working like a farm hand in hot weather many hours per day (and I grew up on a farm and worked like an animal before anyone gets offended). Diet is probably 80%+ of the total weight loss...

Haven't read all responses to the OP, but wanted to share that we had two credit cards hacked in one day. There must have been a reader on a gas pump where the first card wouldn't work so instead of driving away, we used our spare credit card. It worked, but both had random $60+ purchases made...

Excellent suggestions. Thank you. I will share every suggestion and I've ordered for him the book referenced up-thread.

My son emailed this morning and asked if I read any blogs about financial independence. He is young, about 5 years into his career. He contributes to his 401K, and uses a target date fund. This is the first indication of his interest in financial independence and I want to steer him the right...

Love Working Hands, and very happy it's sold in a tube now rather than just the tub. I lost my breakfast yogurt the last time I traveled. Who knew you couldn't carry an unopened cup of pineapple flavored Greek yogurt on board. I know now.

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Scored 95. Thanks for the link.

I've been using the Savings Catcher app since around Christmas and have saved a good bit of money! I think I currently have a little over $10 to be credited to a gift card and I scanned another receipt on Saturday (takes a few days to find out how much was "returned" on each receipt). So, I'll...

No doubt was accrued into 2014 earnings. However, knowing that doesn't lessen the sting of a cut in bonus. Makes you want nothing more than to be free of megacorp once and for all.

Vouvray or Reisling are our wines of choice. DH orders Blue Moon (beer served w/orange slice) when we are out somewhere but buys Moosehead beer for home. I could drink margaritas for breakfast. Diet Pepsi, coffee w/half n half and water.

Expect to retire at 62 in 4 yrs so it will be 44 yrs of mostly full time. I went to college at night and weekends, etc. while working the mostly full time years. Wish I could go out today, but really feel we need the next 4 yrs to feel certain.

I believe the change in PMI "rules" only happened in April of this year.

So if I make up lunch salads and seal them in ziplock baggies, they should last up to 4 days? This is great news. I've chopped up salad stuff in a plastic bowl with snap on lid and it starts down hill by the next day. I like to carry my lunch to *ork everyday, but I need salad for weight...

Truer words were never spoken. I've taken to telling my reports at work that passive-aggressive behavior is my hot-button issue. To the OP, as tough as it is, you must address or your resentment will likely grow until you blow like a volcano. Then, everyone loses.

Thank you!

For us, educating our only child was absolutely our responsibility unless he blew up and the $ would have been wasted. We didn't qualify for aid, but he did receive full tuition based on test scores so meals, housing, books were our costs (state school). We cash flowed those out of current...

Never heard of Visual Vertigo; hope your treatment isn't too strenuous. I'm slightly queasy just reading about this. The only time I've had issue with the strobe-like thing is driving while it's snowing pretty hard. Something about looking into that snow falling at that rate, etc. and I start...

I asked and this is what he said: "Yes you can do it, but it requires some HD-specific tools, and the very FIRST thing needed is an HD service manual. I'm a semi-competent home mechanic, & I've done it on my '04 FXDP twice. First, drain the oil & remove the cam chest cover on the RT side of the...

Showed the OP to DH and he responded with this: "the '99-'05 Dynas (TC88 engine) all had very weak spring-operated cam chain tensioners, on which the phenolic friction material tended to pit & fall apart in some models. In many cases, when that happened, the small pieces destroyed the oil...

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