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  1. R

    New Money - All in or Dollar Cost

    Thanks for all the input. I just executed as per my AA.
  2. R

    New Money - All in or Dollar Cost

    @RunningBum: Light bulb just went on. It should be about AA not market timing. I'll go all in as per my AA. Thanks.
  3. R

    New Money - All in or Dollar Cost

    Simple question: I have a windfall with my company that was just bought out. All up around 250k after taxes has been paid to me. Should I put this new money all in at these levels or DCA into the market over time? I am still 10 years or so out of retirement. This accounts for about 20% of...
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    Thinking of calling the market done.

    Very nice. Thanks for pointing this link out. When you start to think about it in terms of fixed vs income producing it does start to take on a whole new meaning. I guess I have to stop looking at the balance and start looking at what that balance can generate. As buffet points out there are...
  5. R

    Government Wants to Create Free Public 'Super Wi-Fi'

    Government controlled wifi. Hmm, they can fully control it if everyone has the ability to get off the private access grid. At any point they could decide to implement content restrictions or blocking or just shut it down if there was any sort of civil unrest. I think it is just a way for the...
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    Thinking of calling the market done.

    Money Chimp says 100% compounded at 3% with 45k additions. LOL. Math is always exact science, reality is not.
  7. R

    Recently let go from job and need advice

    My two cents. When you are let go, even if for cause or not it still feels the same. It is a shot to anybodies ego, even if it is due to circumstances out of your control. Take it for what it was, and try to let go. Spinning on it doesn't help anything. I remember I was going to hand in my...
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    Thinking of calling the market done.

    I am sure this has been discussed over and over. I am 40 yo now and have about 1.2 million in assets in the stock market with a AA utilizing Coffee House style. I am far ahead of where I need to be at my age, and even though I planned on retiring in a few years, I have now been promoted at my...
  9. R

    How many chin-ups can you do?

    p90x. Lol. Well the poll should have read are you dyslexic. Whisper beachbody.
  10. R

    Why We’re Fat: It’s the Government and Wall Street’s Fault, Marion Nestle Says

    Fruit is the ultimate fast food. It will take you longer to get into your pop tart than peel a banana. Stop the excuses. Notice the additives in your foods and you will start to understand they are why you reach for the ready to eat high shelf life foods.
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    Why We’re Fat: It’s the Government and Wall Street’s Fault, Marion Nestle Says

    Generally speaking, wealthier people eat healthier as good food costs more money. Subsidized high carb, high fat low nutritional foods for the mass population. Highly processed foods are subsidized by government. Adictive chemical additives keep the masses going back for more. There is a reason...
  12. R

    Mother in law out of money for co-pays

    So where is your line in the sand? Would you spend 10k, 100k, 1 million. How about your last $1 even if that ment your family going hungry? Would yiu sell your house? I think every body has a line that they are willing to help out up to, but beyond that it really isn't helping anybody.
  13. R

    How many chin-ups can you do?

    Been doing PX90 for 10 months now. I stop at around 60 for each set. But could get to 100 if I pushed it over a few more minutes
  14. R

    Mother in law out of money for co-pays

    She owes more on the car than it is worth. Other assets wouldn't bring much more than garage sale prices. MIL spent more than income her entire life. What even more anoying to me is she still has a $10 a day smoking habit that she refuses to give up. If all the money is in a pool then are we not...
  15. R

    Mother in law out of money for co-pays

    No coypay no treatment. Most doctors require it up front now or will not order tests and set up surgeries. Been down that road already. Already talked with the wife and we have agreed to drop the $1000 up front directly to the doctors where needed. Secondly my wife will take on a part time job...
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    Mother in law out of money for co-pays

    I wouldn't feel bad that I didn't give her the money, however, I am sure the wife would. Mine vs Her money. That's another political can of worms right there. wife chooses to not work and I support that choice. There has to be value in raising a good son that has parental leadership and...
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    Mother in law out of money for co-pays

    I think my original post was to get confirmation that I shouldn't pay and let the MIL sleep in the bed that she has made. Prior to posting it was a Pay vs Pay nothing in my head. Now I see there is a middle ground, that my mind was closed to before I posted. For this I am thankful for those who...
  18. R

    Mother in law out of money for co-pays

    This may be a polictical topic. I have a mother in law that was diagnosed with cancer and needs copays in the 4-5 thousand dollar range to get treatment. My wife ofcourse wants to pay. My wife ofcourse has been a stay at home mother of 1 and has no income directly. My wife wants to use some of...
  19. R

    Q: Worst part of your j*b?

    Having to work just for health care coverage. I would be so out of there if coverage was affordable independantly.
  20. R

    World Meditation Day

    You are certainly in tune. I didn't notice that it aligns with the Mayan Calendar until I explored the page more. How about that Tall Hair guy in the video's. Interesting take on things. I guess anything is possible.
  21. R

    World Meditation Day

    Interesting take on the role of our feelings and how collectively we may actually impact more than we know. World Meditation Day 12/21/2012 | Facebook
  22. R

    Doing it on Dividends Alone?

    I really like this idea. I would most likely follow something very similar. 3 years cash buffer in the stock constantly getting fed by the dividends as a top up mechanisum. I would set up a spending account of around 1 year at the bank as a living account. If we had a period of drop in...
  23. R

    Doing it on Dividends Alone?

    Looks like VYM is 2.8% and DVY is 3.3% at todays prices. I will run some numbers. Thanks for all the input it certainly looks like a good way to keep me sleeping well at night and knowing I could basically retire with ease at 46. Maybe that is just too young. It scares me to think that in 6...
  24. R

    Doing it on Dividends Alone?

    Again, thats not Dividends alone. AA needs to be 100% dividend etf.
  25. R

    Doing it on Dividends Alone?

    I searched the forum, but couldn't get the answers I am looking for. Does anybody get all their current and future needs met on dividend income alone? By that I mean producing an income flow that allows money left over at the end of the month to keep up with inflation pad out the emergency fund...
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