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Roughly 33%. Pension about 25% and the remainder investments and IRA.

I'm turning 70 in Feb 2023. Have toyed with getting it earlier but really didn't need the money and I'm the high earner, so want the DW to get the max if I go before. I figured out I"d get an extra $17 for every month I wait. My Dad lived til 98 and my mom until 94. I'm in great health...

Thanks for everyone's response. I decided to go with the Ooma Telo Air 2 since it seems to offer the most convenience in placement. We will see how it goes.

It's not me so much as the DW wants to keep the landline phone number as literally hundreds of accounts have that number. So just trying to keep the better half happy.

Does Ooma allow you to keep your land line number? MagicJack does so I was leaning there, but if Ooma is good, I might go that route.

We are moving and thinking of ditching our land line and moving our phone number to a VOIP type service. Have seen good things about Ooma and MagicJack. But would like user experiences and comments. Thanks

It's a beautiful trip. I loved it but after a couple of hours my wife was bored and the kids were asking how much longer we had to go before the hotel :-)

+1 Glad I retired at 58 and can still do stuff. Presently working on my Dive master rating for PADI and going to neat places with family.

+1

We are building a new house and I have 250K at 2.68% 15 year. Once we sell the house I may have enough to only need 150K of the loan but at that percent I think I'll only apply enough money to reach the 250K and use the remainder to invest. When I take SS at 70 in a few months that will be...

I'm 9 months away from 70 and think I might take it at 69 5/6. Will make a nice Christmas present. But at 78 3/4 (break even point) perhaps I'll regret leaving that $34/month on the table.

I've gotten into "non-competitive" sports like scuba diving and bird watching. We all enjoy what others have seen or where they have been. No need to compete just enjoy doing it.

I've never changed anything for years. But then I'm not clairvoyant. Change means you have a 50/50 chance of being wrong.

It doesn't really concern me. I just pay what TurboTax says I have to and the Feds and State seem happy about it.

Get a degree and then become a Naval Aviator like I did. Do crazy bat **** stupid stuff and live to tell about it. Travel the world with a bunch of other aggressive Alpha types and live a life for 5 or 6 years that you will never forget. Then go on to a ho hum life like everyone else.

"Fed’s $5-trillion money-printing orgy" This says all I need to know about the author. I guess he would rather have a deep recession with deflationary pressure.

Waking up one morning and looking at a 50+ man in the mirror. Made me realize how fast time goes by and there is nothing you can do to stop or slow it down.

68 domestic/7 international/10 bond/15 cash Holding more cash than normal due to building a new house and having dry powder for good deals on stocks.

Those are as good of guesses as any. Probably true that future yields won't be quite as good as in the last 30 years.

I'm praying this seller's market lasts 3 more months as we are building a house and need the one we are in to pay for it. With my luck in real estate the market will tank in June which is when we want to sell.

Just don't use a mouse strengthening cheese:

On the other hand, OneDrive saved my bacon when the backup to a WD external drive failed on me. I would have lost thousands of files. I don't really think there is a "privacy" thing to worry about as there are Petabytes of data that is encrypted. It really wouldn't be worth their time to try...

Health is the biggest. Without it, it really doesn't matter. Civility among us. Seems like people will go crazy over other folks beliefs and try to trample on them. Goes both ways. Seems there has to be more in common than differences in the US.

Agreed. Don’t really care about it one way or another. But it will probably be the next “wedge” issue to make citizens hate each other over what the other side wants.

But there are still plenty of screws yet to tighten on them.