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and that is exactly what I have just done. bought more TSM with the TIPS and TBM gains to balance back to 50/50. Feels good^-^

Oh Goody.....DW is a Teacher so she will be glad to hear the price of glue will be going down>:D:coolsmiley:

Estate Planning When David found out he was going to inherit a fortune when his sicklyfather died, he decided he needed a woman to enjoy it with. So, one evening he went to a singles bar where he spotted the most beautiful woman he had ever seen. Her natural beauty took his breath away. "I may...

Sounds like you and I are just days apart in age:) will hit 59 1/2 on Dec 1 and 60 next June 1st. Have been retired for the past 5 years while waiting for DW to let go of teaching next June! Will probably start drawing from the IRA in January....now THATS scary:p

Tell her to abandon that idea as soon as possible. That is an Indexed Annuity and a Philadelphia Lawyer couldn't figure out the "rules and regs" of that one.....been there, done that got the scars to prove it. They start you out with the bonus make you choose one of 3 "indexes" to follow...

Thanks all As long as I leave good enough instructions as to why I selected these funds and the appropriate percentages to use for rebalancing things should be better than the convoluted set of instructions I currently have for 10 Funds:confused: Possibly before all is said and done, the...

I am trying to simplify the overall tax deferred IRA for my DW in case something happens to me. Are there any retirees using a 4 Fund Couch Potato type Portfolio? 25% TIPS 25% Total Bond 25% TSM 25% Total Intnl ( Or possibly 20% and add 5% REIT Index) This would be easy for her to keep...

Retired 5 years...Hobbies: Amateur Radio Beekeeping Reading Golf Walking(Hiking) Now to find time for them all:)

CFB: Being in Maine I can appreciate the "small potatoes" comment:p I am surprised a bit that many actually go beyond my anticipated deductable range...some interesting comments from the group is causing me to rethink my deductable strategy. If I owned the land and exterior of our present...

At what levels are most using for their Car/Home Insurance deductables? It takes just a small "ding" nowdays on a vehicle to drive the repair price to over $1000. so I would think that using a $1000 deductable for the collision portion of a fairly new vehicle and possibly the same amount for a...

Ha.....need to visit here more often...lost a day!;)

Lettum eat cake!

mickeyd I anticipated using Wellesley this way because I couldn't seem to come up with the higher dividend yield I was looking for by using a combo of the other TIPS/Bond funds. At least it didn't look as good when using X-Ray. I do have a MMF planned to sweep the dividends and capital...

I am at the point of setting up my "withdrawal phase" Vanguard portfolio. The below suggested portfolio is a 55/45 AA which suits my risk profile just fine. The current Dividend throw off is 3.55% which is slightly more than I actually need to draw. My question is whether I have sufficient...

To change Internet Explorer bookmark To fix the log-in problem for users with IE just go to you bookmark for this site, right click, select properties, highlight the URL box and enter www. ahead of early retirement etc , apply the change and you are done

COW-ORKERS..... :laugh: :laugh: :laugh: Good-un! ;)

Whaddya mean old Commodore 128...I've been thinking of UPGRADING to that! ::) ::)

Especially if its DEEP! ;D

Wait!...I know this one :) It is what you receive if you win a "dot com" sponsored contest :laugh:

Re: Its funny joke Thursday! Apple Computers announced today that it has developed a computer chip that can store and play music in women's breast implants. The "iTit" will cost between $499 to $599 depending on size. This is considered a major breakthrough because women are always...

Thanks from me also ....probably doesn't hurt to provide the link now and then for us newbies... Larry

Hope this comes out...not sure how to add quote at top and seperate text. Brewer...We can "self insure" for the survivor portion of the wife's Pension. I'm not so sure, at this time, that we can self insure for any long term care incident and come out with anything left for the Heirs. So tell...

Thanks all for the input........ We have decided to pass on the survivor options for DW's Pension and make any insurance "contributions" on the LTC side of things. Larry

My DW will retire next year with a small Teachers Pension from the State. We have been considering setting it up so she receives her FULL Benefit and then purchasing her a Term Life Insurance of some amount (How is that figure calculated?) to replace the survivor benefit portion of her Pension...