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Yep...That Megacorp. Once a great place to work, now a hollow shell of political BS - like vultures on a cadaver....But - hey - no bitterness!

Interesting development: NO BONUSES. Our floundering company announced that no one will be getting a bonus this year (although, I wonder how well the departing-in-disgrace CEO will be compensated??) This changes things up a bit. It's likely that lay-offs are coming....I'm going to try to angle...

Not sure if this intended as encouragement to take the 2-3 months off or a warning. I'll take it as the former ;) I have no immedaite health concerns - we're both in very good shape - but you never know... I do have some vacation time available (4 weeks!) So, I'll try to use it over the next...

I'm fixin' to turn 49 in March. DW is a tad older and significantly wiser and infinitely cuter...

As always: great insights from all. Concensus seems to be: DON'T TOUCH THE 401(k), DUDE! New revised plan: 1) Get Home Equity Loan (done) 2) Move 401(k) to IRA for more control 3) Negotiate exit w/ boss. Maybe get vacation owed, maybe get bonus, maybe get severence. 4) Leave the company 5)...

I've been at a big computer company for over 16 yrs. 560k in 401(k), about 50k in debt + 100k owed on 200k house. Expect to pay it off by 2018. Currently I (49 yrs old) make 100k/yr, wife (55) makes 35k/yr. We tracked every penny last year and are now making changes to reduce expenses. I'm sick...

NewGuy: I'm originally from NJ. Been in TX for 24 yrs now. The music is better (here in Austin, anyway) but the heat and rampant right-wingery is a little tough to take. Give my regards to the Garden State.

JonnyM: I'm thinking of setting the 2000 Natural 335 free, and holding onto the Tobacco 1967 335 'PRO'. Whay am I bid?  ::)

Bluehero: I second your ratio estimates. I've already commenced with GRS. No new toys 'til I offload less used old toys. Just_hatched: Good idea, but that was "Plan A" 30 years ago. See Bluehero's ratios....

Old Woman: You're right - We'll be cutting off the 24 yr old and the sibs. It's "yer own two feet" time for them! HFWR: I have 2 Gibson ES335s, an old yamaha acoustic, a little travel Martin, a Les Paul (just an Epiphone), 2 electric basses, a beautiful Taylor CE714, an American-made Strat, a...

Thanks all, for your thoughts and insights. We appreciate your direct and honest assessments. We know our debt is item number one and we're taking steps to fix it. The plan is to be clear of non-mortgage debt in about 2 years. My income is a relative new facet in our lives - I was making...

Looks like there are many thoughtful and helpful folks here. We're new to the forum and would like some input on our situation and maybe you could offer some scenarios or suggestions. He: 48 yrs old, earn $120k, 15 yrs as gigantic computer corp manager. really need OUT! Can no longer pretend...