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Which sites? Philly is huge and has some many things to do there and in the suburbs that you would have to be a bit more specific. And heck, I live an hour away.

My wife has always paid all the bills and manages her income and mine. Ever since, when we had been married for 3 months, she went out and used our ENTIRE weekly food budget to buy YARN for some project(twenty bucks at the time, when I was only making $5200 a year). She couldn't understand...

Or personal ethics and good heredity. Death comes to all, Saint, sinner, and the most powerful and richest in the world. But luck: Whenever my wife uses to date and exact time to buy lottery tickets, she always gets more numbers correct.

You are looking at a very narrow description of a ponzi scheme. if you want to stick to the textbook definition, then no DB plan is a ponzi scheme. However, no DB plan also exists sole on the money that is invested. PA's plan is pretty well managed compared to many, is untouchable by the...

Pardon me, but that makes no sense. I have no way of knowing, nor do I care, and you have no way of knowing, nor should you care, who has added anyone to their ignore list. Its their to keep blood pressures from rising too high. It the principal of the thing. Hsiaochu

For many people who want to retire, trying to live on $21K is really really hard. It would be almost impossible where I'm moving for retirement. If your view of ER finacially independent is living on 21K a year, then, heck, you can do that with about $500,000 if you are very careful about what...

Depends very much on how early you want to retire, and how much disposable income you want to have, and how lucky you expect to be in the markets, and how deprived you want to be during your working years, and other stuff. Tell me how much you need, whether you expect to have children, whether...

OK.... Look. I have one of these ponzi pension schemes. Its the PA Public School Teacher fund. Its pretty well managed even though it did manage to lose 20 billion in the market crash. Its untouchable by the state government, and the state constitution would have to be changed to have the...

Absolutely. I've put anyone who doesn't agree with me on my Ignore List. Its the only way that works. Who wants to talk with people who disagree with us. Not me, Babes! On the City Data forum, I have 41 people who are on my Ignore list. All of them disagree with me. ROTFLMAO!!!!

These DB ponzi schemes are coming to an end soon. Sure I lucked out on one in education(though I could not retire until I had at least 30 years in and was at least 59.5 year of age), but that not ER. Those in the military need to be officers to get the really decent money at the end of 20...

You've made my point for me. Thanks. To do it, you have to make really good money, have no expensive hobbies, no wife, no children, etc. Some people can do this. My best friend from high school has done this. Its not my style of life, or that of most Americans. I'm not saying it can't be...

Of course any intelligent human being is going to have to maximize their numbers, but doing what every they do, also means that during the time that they were saving for 25 years, they cannot lose anything. So they have to be reaosnably conservative, or very very lucky. My aunt saved 10% of...

Sure..... but if you think this is attainable by more than a very very small percentage of the population, then you are living in a dream world bubble and should try to do it with all the normal stuff of living: buying a house, living on a salary or wages, having any children, paying...

Picky picky picky. Is there any intelligent human being on this forum who didn't know what I was talking about? I think not.

Its called "Taxation by Unregulated Government Agency". Its just another way to increase government control over the population and income. Hard to believe that the country was founded 234 years years ago on no taxes. And people think this is a free country; its a toll road country. Gotta do...

In Maine, after a certain age you have to pass a peripheral vison test. This takes many older drivers off the streets in Maine. As we age our peripheral vision just naturally disappears.

My opinion on getting together the cash for ER: The bottom line that everyone should realize is that to retire early you have to have made what is for most normal americans an obscene amount of salary or income. You have to have a huge amount of disposable income to put into investments...

JUST 3 WORDS: Howard Ruff, 1979. 4 words: Happy Days sells nothin' or 5 words: DOOM AND GLOOM SELLS COPY.

My cat used to say that, and then she would pee on the couch and on my pillow and anywhere she wanted. We tried everything. Last January she spent most of her life in the cold garage. And then we got this stuff made up of Mother Cat pheronomes. Its like one of those plug in air freshioners...

Oh, Oh, Oh..... be very careful with this one. Unless you love being a land lord and you enjoy fixing things that are broken, and dealing with stupid clueless tenants, etc., this may not work out at all for you. I have one rental in a resort area. I only have it because I need it to pay the...

Not judging this case one way or the other, and being a pet lover(dogs, cats, rabbits, guinea pigs but not snakes) and even though from this angle Al looks correct.... What is amazing to me is that perfectly normal humans will scream bloody murder about the mistreatment, manor or major, of...

Sounds like a left coast kind of thing. You know, like "Its a jeep thing, you wouldn't understand."

ROTFLMAO! But...... I think your china avatar(it is china, right?) is beautiful. HC

In the story, mind you, the scene ended with the stars going out in the night sky.

There was a sci fi story which was made into a Outer Limits or Twilight Zone story about a monestery that believe that after they catalogued the 9 million names of God, the universe would end. So..... I'm thinking that after we catalog the 9 million reasons to retire, then everyone CAN RETIRE...