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my two cents - cease lending money to your buddy, save as close to 100% of your income as possible (that is, don't save 30% and tell yourself that's enough since it seems like a lot, if you can find a way to save 60%), keep making as much as you can for now but invest consistent time and effort...

A couple things to note - you can get 700sf for $500/month in Texas, you can sell your 99 corolla for an 03/04 corolla (note that down here the weather is kinder to cars) for maybe $3k out of pocket and the 03/04 will last forever, unlike the 99 which consumes oil increasingly with age. If you...

Annuities provide way to much profit to the provider to be good for the consumer except in unusual circumstances

Pay it off, or some large part of it, for two reasons 1 - If someone wanted to borrow money from you right now and would pay you 4.75% and there was a 0% chance of them defaulting, would you loan them the money? Yes. That's exactly the financial impact of paying off your mortgage. 2 - Paying...

I would try creating a winxp 32-bit virtual machine before giving up

My advice in order of priority: 1) Grab every matching dollar your employer has to offer. 2) Consolidate that loan to lower interest if that's possibile. 3) Pay down that loan as fast as you can, keeping expenses to a minimum.* 4) Understand your expenses in ever higher detail, but feel free to...

Of the many measures of wisdom, you are getting an A in the class that most people don't even realize they've enrolled in until they are 45. The difference is that in this class there is potential for an A, an A+, an A++, etc. So aim high. Sounds like you are. Not sure if anyone has...

They should poll boat owners as to their day to day happiness AFTER they sell their boat. Maybe above 75k you have enough to buy things that are a pain in the neck. As belonings increase so do the responsibility and unanticipated expenses that go along with those things. Maybe above 75k...

When I'm waiting to cross a crowded street corner and someone's cigarette smoke next to me is hitting me in the face, I cannot believe it took humanity this long to realize that the smoker is being rude. So yes, more of us are coming to see this as rude behavior, and its baffling that it took...

Hi All, I am 49 and thinking of retiring here in Texas, but am unsure. Firecalc is saying it should work but is not saying how it will feel. Current situation is 1.1M in a market-index fund (300k of which is a 401k), no debt, 100k in cash, an owned house, and 60k that is slated for my...