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THR 3 months ago today. I went home the day of the surgery. Lots of pain the first week but part of that was sciatic nerve in my good leg due to months of "limping". I walk for over an hour with frequent stops to sit on a bench. Wake up each morning with quite a bit of pain until the celebrex...

I generated a file and saved it to the desktop for DW. When she saw that I had named it "Rick's Dead" she made me rename it. (For Connie with Love) She usually but not always appreciated my humor! Unfortunately I recently lost her so I need to work up a plan B for DD. t.r.

O.K. I owe Vanguard at least a partial apology. Though the rep told me that the basis would be set based on the account transfer date, it is in fact (after a careful review of the numbers) reset per her date of death. I was certainly not expecting this. This was a 10+ year old account and...

SecondCor, Thank you so much! I was surprised by the step up, but when they used the account transfer date it just didn't make sense. I'll let you know how Vanguard reacts to my request. Thanks again, t.r. p.s. Thanks for the condolences. Focusing/dealing with all of this estate minutia...

I recently lost my DW. Vanguard (wonderful Vanguard) made me open a new account in my name only and move all funds from our joint account (COMM PROP WROS account). I was told by one of the three reps I dealt with (three reps because many of them do NOT know what they are doing) that the basis...

50 minutes and counting ...

A timely post as my wait time just went past 29 minutes ... t.r.

Full disclosure: When I left EJ I stopped getting Christmas cards!

HEB Favor for seniors. So yesterday I mentioned to DW that we should schedule a curbside for next week. (Sugar Land HEB) Well they only allow scheduling out to one week and there were NO available slots for either curbside or delivery service! However, HEB has a new special "senior" service...

instacart From the article on instacart; "In the very rare instance that a customer does not receive their order, they can contact Instacart Care to have their order fully refunded or rescheduled," Instacart said in a statement." I have contacted them every day since last Saturday when...

The MOHS surgeon drew a circle around what he felt was the cancerous area (a biopsy was done initially). It is a radiation so I'm sure the "edge" is not as controlled as with a scalpel. I don't want to claim to know all of the "science" behind this. You may want to google more info or if a...

The width (area) is controlled by a "mask" (for lack of a better word) placed over the effected area during the radiation treatment (about 3 minutes). As far as how they calculate the total dosage I'm not sure. Though the equipment is new the concept (brachytherapy) has been used on other...

Electronic Brachytherapy I went to a MOHS specialist for surgery on my nose. He described the rather scary surgery and follow-up reconstruction and then offered the subject alternative. 5 weeks of twice a week radiation. Some pain and bleeding towards the end. Now no evidence of any...

We did the VIP car on our Alaskan cruise last year. In my mind it was definitely worth the extra cost when you looked back at the other cars "full" of people. The rest room alone justified the cost! t.r.

Becca (and all facing MOHs surgery), google electronic brachytherapy. This is basically a relatively new approach to radiation treatment. My MOHs surgeon recommended it for some basil cell on my nose. I just completed a 5 week (twice per week) session. t.r.

My HRBlock software flagged underpayment in both 2017 (significant) and 2018. It said I could pay it or let the IRS calculate it and bill me. HRB said there would be no interest if I paid it by the due date. I am still waiting for my 2017 bill. .??? Any body have thoughts? T.R.

Take a look at Blaze grills. Fall sort of between the lower end and very high end grills. Go with at least 4 burners. t.r.

We just bought a new home (age 66). I looked at it purely from an asset allocation perspective. With the market run-up we've experienced over the past 10 years I felt under represented in real estate. (Some say 20-30% of net worth should be in real estate. I'm sure there is disagreement on...

+1. We just moved from a 2 story townhome to a one story house. (DW has had a year of health issues.) Though technically we upsized the fact that it is a one story and has a "great room" makes it seem smaller. We definitely "downsized" on the number of rooms. It also doesn't hurt that we moved...

Here's a link to a reading list: reading list

Before looking for a FA please take some time to read a book or two. (Anything by Bogle, or the Bogleheads.) I think there is a thread in the archives with a list of recommended readings. You will be surprised at how easy DIY can be. t.r.

I have a file on the computer with account names and passwords for my DW. (She refuses to get involved in this while I'm alive.) She did make me change the file name from: "Rick's Dead" to "For Connie With Love". Go figure! t.r.

My experience with EJ (like OP an inherited account) is that they pretty much exclusively sell American Funds. Definitely not as bad as most other investment companies. The agent in the office (they are pretty independently ran) actually did pretty well for my parents who had no clue regarding...

wine? :coolsmiley:

I just switched from State Farm to AMICA. Rate went from $2600 to $1300 (plus higher coverage level). USAA was about mid-way between the two (quote only, so may have changed if I pursued). t.r. (FYI Sugar Land area)