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As we mark month 3 with no further word, just want W2R and Frank to know our prayers haven’t stopped.🙏🏻

Ditto. Was planning to take SS at 62, given DW would get no survivor nor spousal benefits due to WEP/GPO. Also impacted my thoughts on Roth conversion strategy, as I may push SS later and spread out Roth conversions longer. My bottle of champagne is in the fridge now… the extra $20k/yr not...

32 years in career positions with 2 companies. Worked PT since 16 thru college. Retired at 54.

There is good reason that the A5 is sold in smaller quantities. It is extremely rich and 3 oz is plenty for one person. You absolute need to have someone prepare it properly, as one doesn’t cook it like a regular steak. It is a treat and worth experiencing att least once. The steak just...

I’m considering a Roth conversion before the end of the year. Question, is it possible to have my financial institution pay the taxes to the IRS/state to avoid the late payment penalties as part of the conversion, then redeposit monies into my IRA from my brokerage account, categorized as a...

Still remember the awesome feeling when we sent in the large last check to pay off the mortgage a few years before retiring. I don’t know anyone who regrets owning their home free and clear. This topic has certain parallels to the question: do you regret taking Social Security at 62! Make...

Won a contest about 20 years ago that gave me and DW (and 4 other couples) a chance to meet Joe Montana at Cuvaison Winery in Napa for a meet and greet and bbq demonstration. After the cooking demo, lunch was provided in the winery caves. Before entering the caves each couple was invited to...

^^^^ This 1000%.

Ah… found the reason the market tanked the last couple days…😂😂😂

I’m jealous of everyone’s electric rates; see Northern California PG&E rates below : Tier 1 Up to 100% of Baseline Allocation Tiered Rate Plan (E-1) pge.com/tieredrateplan 43¢ Tier 2 > 100% of Baseline Allocation 53¢

This takes care of that! ?

The way I read their statement, I thought their fee applies to transfers to other institutions at well, “ or transfer of assets to another firm”. So if you left the dollar in an account, you’d still have to pay the fee for the transfer.

Just reviewed an email I received from Vanguard that provided information on their updates to fees. One fee caught my eye and left me with a bad taste in my mouth: Account closure and transfer fee: A $100 processing fee may be charged for account closure or transfer of account assets to...

Ditto

Ditto…

But does your wine tab go under groceries or hobby? :laugh:

Ditto, but we do takeout once a week. Prime steaks, king salmon, free range chicken and some Morgan Ranch hamburger… along with appropriate pairing of high end wine. I used to track but don’t bother anymore. Don’t even get me started on the cost of the Kona coffee we drink :eek::eek::eek:

Some CEO’s are just tone deaf. As already mentioned, dynamic pricing to offer discounts during non-peak periods might help but not for increasing prices during peak. Reminds me of the Kellogg’s CEO recommending serving cereal for dinner as a cost effective alternative…

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This song always seems to bring me additional energy for my work out. Brings me back to college days too.

+1 Been our tradition for years. Smoke then sear the bone-in prime rib. BTD this year on a 10 pounder from Morgan Ranch.

+1 Works for me during apricot season.

Big Congrats! Always wanted to enter bbq contest but they are scarce on the west coast.

+1 Just like having a gas stove. With unreliable utilities in California, I like having the ability to use my stove and have hot water in power outages.