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    Do you tell friends you fly business class?

    Basically, your joy of travel is sitting in first class where you can be with grandpas of your fine pedigree. My joy is getting to my nice Airbnb in Triana, Seville, and going back to bars where the bartenders and waiters already know me. Talking Spanish with locals, exploring another culture...
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    Do you tell friends you fly business class?

    I’ve noticed that many of you often mention flying first class and paying $10k+ for two tickets. I’m curious about the kind of accommodations you typically stay in during your travels. Do you tend to book luxury hotels or unique stays? Also, do you find that your spending on accommodations is...
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    Do you tell friends you fly business class?

    For how long visits to EU do you go? Where do you stay? In 20000 a month hotels/airbnbs. I am just curious where your type of airline customer stays during those trips..
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    Do you tell friends you fly business class?

    Bill Gates flew economy for 10 years while being bilionaire. He must have gotten isle seats ;) and probably brought with him bag of potatoe chips for a snack.
  5. O

    Do you tell friends you fly business class?

    https://www.dcurbanmom.com/jforum/posts/list/1089790.page Can one believe those postings? Hmm I do. I see people with NW 20-45M writing: " We make over $4-5m/yr and NW over $25m. We don’t fly business regularly for leisure. Rather save the $$. For business travel, yes we do if business...
  6. O

    Do you tell friends you fly business class?

    Yup One would have to bring this up on their own, and it would look cheap and tacky.
  7. O

    Do you tell friends you fly business class?

    I reckon on most flights the richest person is sitting in coach/economy. Can you tell that to your friends/relatives? 😂
  8. O

    Where to retire early

    How about George Bush? 😁😂 This is not a "political" post. I lived there for 3 years. It's a nice place from December to February. The heat is unbearable for 6 months a year.
  9. O

    The death of the stock market. A thought experiment.

    Maybe. Today MAG 7 are about 31% of S&P 500. That is a record :) concentration of wealth in few companies.
  10. O

    The death of the stock market. A thought experiment.

    AI is poised to significantly enhance productivity and profitability across industries by streamlining processes, automating tasks, and enabling data-driven decision-making. Companies adopting AI technologies can achieve greater efficiency and innovation, potentially leading to increased...
  11. O

    Medicare & Social Security Solvency - Slightly Better News for a Change

    That will tell people do not save in 401k and IRAs because if you do we will cut your Social Security.
  12. O

    Medicare & Social Security Solvency - Slightly Better News for a Change

    I wouldn't worry too much. No politician can afford to dismantle Social Security and Medicare. If needed, taxes will go up to ensure these crucial programs continue to serve their purpose.
  13. O

    Where to retire early

    From that list of OP (given that OP rules out CA) I would pick Nashville as well. But if I could afford CA, something like Sausalito CA would be my choice.
  14. O

    Where to retire early

    Hmm it seems to be pretty low on this list. Maybe Tampa is different from the rest of FL. Hawaii looks great. Pleasant weather and cheap superb healthcare. https://www.usnews.com/news/best-states/rankings/health-care
  15. O

    Where to retire early

    Isn't Tampa facing significantly higher and higher insurance costs and HOA fees due to the impact of global warming? It's concerning how these factors are affecting the area. One has to factor those rising costs in when considering living there.
  16. O

    Selling your home after July 2024, will you pay the buyer's agent?

    Absolutely! That's why it often doesn't make sense to spend money on traditional realtors when you can achieve such efficient results with minimal costs through MLS listings. When you're saving substantial amounts like $120,000 on a $2M property sale, it becomes clear that there are more...
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    High Net Worth - Is Your Asset Allocation Acceptable?

    Hmm so your ultra smart and valuable FA charging "discounted" rate of 0.8% told you to buy 10s and 10s of different ETFs?
  18. O

    Over offered or bought above value

    Yes, sometimes it is worth paying above the asking price or even over market value. If you find a place to live that you absolutely love and it’s a perfect fit—especially when such properties are hard to come by in your area—it can be worth every extra penny. When you have the resources...
  19. O

    Selling your home after July 2024, will you pay the buyer's agent?

    This is exactly what happened to me when shopping without a buyer's agent. If you dare to resist the seller agent's effort to claim both the seller and buyer agent commission, you will have no chance to buy the property . This just shows that seller agents do not care about their customers (Why...
  20. O

    Selling your home after July 2024, will you pay the buyer's agent?

    I recently had a very recent experience selling and buying real estate. You do not need a realtor to sell. If a buyer with a buyer's agent made an offer, I asked for a 2.5% markup to cover their agent's fee, whereas with a buyer without a buyer's agent, I did not. Cash buyer without realtor...
  21. O

    Where to retire early

    It sounds like you have some fantastic options to consider for your early retirement. Given your interests and values, here's my advice: Stay in a place you love, with great weather and open-minded people. Silicon Valley offers the lifestyle and environment you enjoy, even if it comes at a...
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    Selling your home after July 2024, will you pay the buyer's agent?

    Wow, thank you so much for the enlightening crash course on why I need a realtor and what a selling agent does. Your insights were truly groundbreaking. I mean, who would have thought that selling a home involves more than just putting up a "For Sale" sign and waiting for the offers to roll in...
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    Selling your home after July 2024, will you pay the buyer's agent?

    Speaking from my own experience as a seller, if I hadn't needed to pay the customary 2.5% commission to the buyer's agent (which is standard in my area), I would have been able to sell my property to buyer 2.5% lower. In this scenario, it becomes evident that the buyer effectively ends up...
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    Selling your home after July 2024, will you pay the buyer's agent?

    The reason buyers and sellers pay real estate commissions is because these commissions are typically factored into the overall price of the property. So correct "Both sellers and buyers are paying $330,000 commission". That comission is not payed by sellers only.
  25. O

    Selling your home after July 2024, will you pay the buyer's agent?

    The reason buyers and sellers pay real estate commissions is because these commissions are typically factored into the overall price of the property.
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