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    Residence in no income tax state??

    Interested in your thoughts. It seems like a simple math question but maybe i'm missing some of the calculations. Would love to hear anyone that did a similar calc / executed a similar plan and if they think it was worth it. I'm a Michigan Resident. Michigan has 4.25% income tax and that...
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    Anyone Incorporate their trading / investment account?

    from a tax standpoint and possibly a liability point? It seems like it would take most of the judgment out of the question ... Here's an Investopedia article. Thanks in advance! Benefits Abound For Active Traders Who Incorporate | Investopedia
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    Discount Brokers Free Services

    Background -- I use Etrade and TD for various brokerage and retirement accounts ... most of my $ is with Etrade (maybe $1.2MM) but i have $50K with TD. I had switched most of my Etrade $ from TD a couple years ago and took advantage of $1K promotional deal. With both companies i have a...
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    Check my numbers, i think i'm ready

    Married, 3 kids ... senior and junior in high school, 6th grader. I'm working full time, salary 180K, wife working full time for the first time ... school teacher. She had been 1/2 time ... this is a big win for her pension, since it's based on her highest 3 years of salary. OK ... here...
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    Thoughts on this Wintering strategy

    We're in our mid 40s and believe that I'll work another couple years and my wife will work another 7 years (most will half time) as a school teacher. So, we'll both have summers off to travel or do whatever beginning in 2 or 3 years. We live in michigan and do not enjoy the winters too much...
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    Teacher Pension Question ...

    my spouse is a part time teacher. She's been roughly half time over the last 8 years. Am I understanding this correctly? ... if she continues part time ... she'll have two issues with her pension. 1) She's accumulating her service at a 1/2 rate. 2) Her final average compensation which...
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    Best way to take investment tax write offs?

    Probably like you, i'm sick of paying taxes ... most of my free time is spent on stock investments ... CNBC, Yahoo FI, ML research, Barrons, etc. I enjoy it because and I think i'm relatively good at it. Tons of lunches and dinners are spent with a few close friends debating investments...
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    What happens to my soc sec if I stop working at 45?

    Continual income from 27 to 45... Max soc sec payments from 29 to 45. What would I draw? Tia
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    Hi, I'm Mike and I can't stand going to work ...

    Here's my story. 38, wife, 3 kids. $80K of equity on a 425K house. Retirement accounts = $350K I have $180K in deferred compensation. Basically when i leave my company, I receive this over 10 years. It grows in a risk free manner .... roughly 2-3% based on short term govt bonds. I...
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