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This is capitalism gone mad. Even between Billioners inequolity grows. I have a friend who became depressed seeing that he is just number...on the richest persons list in some magzin and I have less than 100th of what he has and not depressed at all, quite the opposit. Its all relative. Larry...

I felt the same on some previous jobs. The stress was getting to my stomach with some actual medical problems... I moved into a nice appt. w/ SP, consierge etc - saved 400K and enjoing evry minute of it - no more gardening and much less on HI. Also close to the seashore which is a big plus. You...

58, retired 6 years now. Made about $1.5M in the bubble and bought a 600K apartment. About 1 year later got fired from my high flyer, do-nothing, job and decided never to work again come hell or high water. My wife agreed that we cut our expenses to any extant necessary so that I never have to...

Thanks. I have an option for depletion of assets down to a chosen level (in case you want to leave an inheritance. input is age, LE, savings, inflation, net cash monthly outlay and tax. The reason I prefer it to all the fancy calculators I see in the net is that an assumption that the world is...

Thanks for the detailed answer. It seems you have closed all the windows and locked all the doors but are aware that ms. uncertainty may find a way to snick in anyway. With my model I don't have to assume long term ROR. If the number (currently 4.5% gross) is achievable I sleep well. If not I...

Hi FIREs I have developed a spreadsheet that takes your (net after SS etc.) monthly expense, total yielding assets, age and life expectancy and return a Yield (%) that you have to achieve on your yielding assets in order to make it to your life expectancy age. Most calculators I have seen...

Thanks but as I understand it FIRECalc takes a historic rate of return to calculate your fate. Mine take the assets, spending and years to live and brings back the requierd rate of return. I am not saying it is better but it is a different kind of information.

Hi Everyone Have a lot to tell and say but firstly here is the practical part before I bore you with bio and philosophy: I have been using a spreadsheet to control my financials since I ERed. The outcome of the spreadsheet is a yield (%) that I have to obtain in order to keep going (until a...