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DW and I are in our mid-sixties and planning a trip to Washington, D. C. to see the sites for 5 days in mid June. Any suggestions on where to stay where we could hop on a rail for say 30-45 minutes and ride into D.C.? Any info would info would much appreicated.

I'm considering retiring Jan. '13 and putting about $1.3M in retirement funds (currently in CD's and 401k plan) into SMP - Balanced portfolio - moderate risk (50% stocks/50% fixed income/bonds) versus paying 1.0% to 1.25% to a wealth management company , like Raymond James, Fidelity, etc...