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Thank you for the replies! You are correct that there is a limited window once a year for signing up to contribute to the FSA. However, I thought I saw something on the internet that indicated you could jump in IF your circumstances changed. I'm not sure if I would even qualify in that regard...

I'm hoping someone can help. I know the rules say you cannot have an FSA if you are covered by an HSA. But, what happens if your insurance changes mid-year? We had an HSA for my DH and our 2 children. I was covered by employer's plan and declined to participate in the FSA offered. NOW, entire...