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I have a family member who is currently collecting private ST disability. I have reviewed IRS Pub 590-A, and that type of income is neither explicitly excluded from eligibility, nor mentioned as eligible to be included for contribution purposes, that I could find. I've seen their pay advice...

Brief background – I spent the fat years of my working life in the “information business”, specifically public records/real estate data. Did a lot of different things - sales, operations management, and worked closely with a variety of customers. I know what goes on in the kitchen when it...

I have a long-time friend on the WY side of the Black Hills and considering a trip to see him. Run around on his ranch and play cowboy for a few days. :) Last time I did that with him was 40 years ago :facepalm: Way overdue. Could fly to Rapid City for a reasonable price but thinking about...

I'm taking a distribution from a Trad IRA for 2023 living expenses, Ignore taxes on that, already addressed. Roth is protected from penalties due to my age. Won't need the total amount immediately. Any reason to not do a Roth conversion on a portion and let some of it grow tax-free? Would...

The new wife went back to work recently and is now eligible for employer-provided HI. Have been on subsidized ACA so far this year. Employee cost is attractive, coverage essential identical to current plan, and would free me up to manage income/Roth conversions as needed and desired without...

Sorry to see his great life has ended at 85, glad he had a good run. He did a lot as a songwriter and his solo work in the 70's-80's still holds up for me. The guy could tell an entertaining story in 3 minutes :)...

I match my kids' wage earnings 1:1 (gross income) with a Roth contribution. The now-college frosh will ring the bell in 2019, hitting the statutory max, and the HS freshman will get ~$1,500. In the past, I funded this from taxable accounts, and could do the same for this year. I attained the...

My fiance, the Beautiful Princess, has been cooking on a gas stove for years, and I'm all-electric, so need to replace my 3 year old electric range . She's making the selection, and I'm looking for experiences for input to her/our decision. From the shopping I've done, looks like there are 2...

(Continuing to honor RobbieB - the Patron Saint of spending money on things that make us happy) http://www.early-retirement.org/forums/f29/blow-that-dough-2018-a-90646-55.html And the adventure has begun, sooner than I expected......5 grand today. The Beautiful Princess found this and...

Mods-Didn't see this with a search, please delete/redirect if I missed it. Have found this interesting over the years to see how asset classes move up and down the table. Never found a way to reliably do asset class timing, but have found some comfort that this year's losers become winners...

As suggested by ERD50 in this thread, (http://www.early-retirement.org/forums/f28/fees-fees-thoughts-for-me-89489-2.html, post #28), I've taken the challenge and subjecting myself to whatever comes.... From ERD50, responses in italics It seems to me that choosing this person is harder than DIY...

Pulled the plug in January after a great career – challenging work, great bosses and co-workers (in the main) and financially rewarding. Had long thought I’d work for several more years and take a look at retiring after the kids got a little older. Things happen in life though, bad things...