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I could use some advice. I work as a custodian making 40k per year for a school district. I contribute 7.5% of my income to the district's pension plan and the school and state match my contributions together for another 7.5%. I have $22,000 in a savings account at 3% APY. I currently own my...

Hey everyone, my name is Matt. I'm 22 years old and already planning for retirement. I've been looking around for good advice where I can find it and I just can't find any solid advice as to what I should do at this point. I'm here for some help, and hopefully to help out some other people...