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I am curious if anyone has any advice. We have a 30 year fixed @ 4.25% that we refinanced last year so our payoff date is 2040. I am 33 and my wife is 32. Our #1 financial goal is to have this paid off in 20 years (this is our ONLY form of debt). We also have every other Friday payments set up...

It's been a while since I posted, but I read often. Here is my scenario - I really appreciate any advice you have. I was laid off from my job effective mid-May as they got rid of our entire department at my company. I was very aggressive in my job search and was fortunate to have a couple of...

I feel like I've read a couple of articles (I believe in the weekend WSJ) where there was a chart of recommended debt to income ratios as well as a recommended savings to income ratio based on different age brackets. Does anyone have any numbers they'd recommend for these two? What is the ideal...

First of all, this is my first time posting, although I've been actively reading this site for a good 2-3 years. Thanks to all of you who provide such great analysis and posts. While I've been a "silent participant," its great having a forum such as this to enjoy a shared passion of living...