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My mother oased away three years ago on PA All her assets were in POD or beneficiary accounts dornthe six siblings. I spent $200 on her attorney to verify I did not need to file her will for probate. I contacted each account owner to split the assets for the six of us. I filed the PA estate...

I go on the treadmill for 35 minutes each morning. i used to run but my hips said “stop that now.” I walk and do speed walking intervals. Listening to mystery books is how I get myself to the basement. I do t allow myself to listen except when working out. DH and I are lucky to live where we...

Funny story — i finally signed up a couple of months ago. On my very first email i saw that I had a letter from the IRS. I presumed it would be the clearance letter saying oops, our bad you don’t owe us $300,000 dollars. It was the ONLY letter that did not show up that day or the next day...

I have very fond memories of Black Friday. Mom was over 80 and the oldest person in line at Circuit City at 5:00 am. Strangers wrapped blankets around her to keep her warm. We teamed up with another family group of women. We would get the USB drives and SD cards and they would get the CDs...

DH got me an iPad last Christmas. My poor laptop now sits unloved and unused. To access my desktop I got VNC. I love reading on it -- adjusting the font size to accomodate aging eyes. I got used to typing on it but there are covers that include a bluetooth keyboard.

MIL was only 79 and in the hospital recovering from a heart attack when a nurse accidently let go of her and she fell and broke her hip. DH and I thought this was it for her -- heart issues, diabetes, tiny 90 lber and now a broken hip. We were very wrong. She sailed through rehab. After that...

This Fairmark Forum entry describes the overall impact of a potential 3.5% SS cola coupled with a predicted Medicare premium increase. Fairmark Forum :: Retirement Savings and Benefits :: SS COLA Projection and Part B Premium for 2012

I retired 4 yrs ago but relapsed to ESR after 4 months -- plan to retire later this year DH retired something like 11 years ago He'd like me to retire when I want to He voluntarily took over ALL chores - cooking, cleaning, laundry, getting up with me to make my breakfast and pack my lunch, ...

My Dell is now 10 yrs old and also on a downward spiral. I've replaced the fan twice and the BIOS battery once, added memory, bigger disks, USB 2 board, DVD writer ... I do a nightly incremental Ghost to a USB disk and a monthly full backup so that when it finally dies, I can be sure to have...

I always did the same thing as the fed when DH travelled -- waiting until the last day to dung out the joint. Then I got caught. I had left a sharp knife next to the sink to be washed. Unbeknownst to me DH's favorite kitty licked said knife and cut his tongue. He had a forked tongue for the...

I've never had the flu. I started getting the shot a few years ago because DH is particularly susceptible and I didn't want to bring it home to him. I've also noticed that I don't get the once a year colds I used to get before ESRing. I'm still exposed to germy coworkers 3 days a week, but I...

69% taxable 31% tax deferred 0% tax free This year the tax rate may finally be low enough due to ramping down part-time consulting to allow starting some Roth conversion.

I never wear an apron because I never cook. DH made an apron and wears it often. A friend saw it and was jealous. DH had made two identical aprons and gave one to his friend. The friend wears his with nothing else. His wife loves it.

+1 Our 2 years cash in liquid account(s) serves as an emergency fund. Had our first "emergency" a couple of weeks ago. My niece and her DH found their first house to buy. They are required to put down 10%. 5% they must save themselves and the other 5% can come from gifts. They'll have...

I would call them and express my surprise and disappointment to a human being. It worked for me with my mother's credit union -- they sent the statements waiving the fees.

Interesting question. Here's what I think happens: Each year, the Medicare rate is calculated and the SS COLA is calculated. If the Medicare increase would cause your SS to decrease, you stay as you were the previous year. So, I think you keep the higher rate until there are enough COLAs...

Wonderful news. Congrats. Enjoy doing things at your own pace.

My favorite is Kona from Bong Brothers. Unfortunately it is really too expensive for every day, so we do Trader Joe's. Bong Brothers does the best chocolate covered Kona beans and I buy large quantities at Christmas.

Whenever someone says 'two things" I picture Thing 1 and Thing 2. Thanks Dr Seuss.

I'm with Purron and BBAMI, this is the best thing any man can do for a woman.

Night of Sept 11 Coincidentally a friend's mother had died that day. We had to go his apartment to feed the cat. The apartment was near the Israeli Embassy. It was eerie going down an empty major thoroughfare in DC. Large numbers of heavily armed military personnel were present at major...

I was at work on the top floor of a high rise In Roslyn, VA. We were watching the coverage of the Twin Towers when a plane came in from an odd direction and went in to the Pentagon. There was stunned silence for maybe 30 seconds and then we all ran to leave the building. On the way home I...

3 yrs ago my mother moved out of the house she had lived in for 45 years. She had filled the huge house that previously housed a minimum of 9 people with things "someone could use someday." For two years before the move we decluttered. Nonetheless, the downsizing was wrenching for her and us...

Ha -- you might want to post on Bogleheads to have Mel Lindauer confirm it.

I think many of us go through a number of phases. Minimalist -- When I met DH he lived in a "Son of Sam" apartment. Mattress, bicycle, one chair, one reading lamp, 2 spoons, 2 forks, 2 knives, 2 plates, 2 cups, 2 bowls, one saucepan, one frying pan, one big pot, a few books (all books were...