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  1. kyounge1956

    where to store will

    The original of my will usually lives in my safe deposit box, and my older brother, who is also my executor and holds my health care POA (he is a doctor) is also a signatory on the box. I keep the keys to the box in my house but my brother also has a door key, so he would have no problem getting...
  2. kyounge1956

    Forget about asteroids; the coming drought will do us in!

    Back when I was considering building a house with my own hands as a post-retirement project, I looked into the Earthship building method, and bought and read one of the books, I think probably the first one. Earthships are a high-thermal-mass type of building, so they are not suitable for all...
  3. kyounge1956

    Pray for my little one...

    I've never had a cat with cancer, but I've always had my doubts about whether aggressive treatment, particularly chemotherapy, is ever in the best interest of the cat. Now that I've had chemotherapy for cancer myself, I would euthanize a pet before subjecting it to that. It's a miserable...
  4. kyounge1956

    Tax question: Best way to pay large sum to IRS?

    Well, he could show ID because he was a city employee at the time but I am still amazed that he got away with it for so long, and at such a major bank. My mom put me as joint account holder on some of her accounts after my father died, one of which was at B of A, and we had to go through all...
  5. kyounge1956

    Tax question: Best way to pay large sum to IRS?

    You'd think so, but a former co-worker of mine embezzled over a million dollars from the City of Seattle by using a method not too different. He opened a joint account for himself and "City of SEA" and was then able to deposit checks made out to the City into this account for his own use.
  6. kyounge1956

    Genealogy

    Very true. Many of the trees on Ancestry are completely undocumented. "Verify it yourself" is a warning frequently seen on the user forums there.
  7. kyounge1956

    Genealogy

    I've been working a lot recently on putting the results of genealogical research by my parents, younger brother and me into a family tree at Ancestry. I find it a fascinating pursuit. I am still trying to figure out how to make the best use of the records there. A lot of subscribers complain...
  8. kyounge1956

    I just ordered a 3D Printer - Anyone Else got One?

    I hope soon I can find a local service bureau that will do 3-D printing. I have a beautiful old Parian-ware vase that belonged to my grandmother. There's a huge chip in one side of the vase, but I think enough left on the other side to make it possible to re-create the missing piece. I'd need a...
  9. kyounge1956

    The Singularity... and you

    Just don't forget to program in the Three Laws before turning the robots loose to replicate themselves, write their own programs, etc.
  10. kyounge1956

    Prunes

    A warrior's drink - YouTube
  11. kyounge1956

    Hip Replacement

    I also missed the gap of a year-plus between "I will definitely make no plans for surgery anytime soon. " and "Out of the hospital". When I read this thread the day before yesterday I thought you were referring to aftereffects of the cardiac stress test. :duh: I hope you are recovering well.
  12. kyounge1956

    Proposed changes to SS???

    I hope this doesn't go through. Not everyone has a spouse to leave their IRA to—I never married and my mom is a widow. Why should our beneficiaries have to pay more taxes when they inherit than a surviving spouse? I doubt that either my IRAs or my mom's are big enough to cause problems, but it's...
  13. kyounge1956

    Microsoft calling me: is this legit?

    hmmmm....I got a phone call the other day from someone claiming I had registered with their website and now I had a chance to be entered in some sweepstakes or other. I asked where they had gotten my phone number from, because the only thing I had registered for recently was a system software...
  14. kyounge1956

    Pension haters

    Would it? They are simply getting the benefit they qualified for based on their salary and years of service prior to retirement. True, a double-dipper and the employer are no longer putting in their contribution and match, but unless the double-dipper's benefit is being revised upward based on...
  15. kyounge1956

    Pension haters

    the "mistaken impression" I meant is the impression that extremely high pensions, abuses such as spiking, and so on, occur more frequently than they actually do, just as it might be possible that extensive reporting of a particular sort of crime might leave people with the impression that it...
  16. kyounge1956

    Pension haters

    I have a hard time getting very upset about "double dipping". Plenty of people work after retirement. Why is it worse for them to work for the same employer as before they retired, than for a different one? I don't do this myself; personally I think "retirement job" is an oxymoron. But I will...
  17. kyounge1956

    Pension haters

    I don't know if the percentage is as low as 1%, but I'm confident it's lower than many people think. My guess is that the mistaken impression is due to "what sells more newspapers" (or gets more page views)—that stories about public retirees who receive moderate pensions don't generate nearly as...
  18. kyounge1956

    Anyone decide to ER and have health issues pop up?

    Your worry that it could be a very different kind of retirement is perfectly valid. It happened to me. I was diagnosed with breast cancer in March 2012, which was about 15 months before I planned to ER. I continued to work on a reduced schedule during my initial treatment. In February of last...
  19. kyounge1956

    Test Your Money Smarts

    I missed #15. I've never had to choose a life insurance policy, and don't know one kind from another.
  20. kyounge1956

    Pensions - Got one?

    I am retired from working for city government with a partially COLA'd defined benefit pension and 457b plan (defined contribution) which I can access immediately. I also have both Roth and Traditional IRAs from which I can take distributions starting in a year and a half. I will be eligible for...
  21. kyounge1956

    This weather is awful!! 2008-2021

    I got 3-4" of the white stuff yesterday night here in Lacey WA, so I'm stuck in the house for today. There is a 30% chance of more precip today, and depending on whether it falls during the day (with predicted high temp of 41) or at night (predicted low of 37) it could either be rain or more...
  22. kyounge1956

    Poll:Would you Try Pot if it were legal in your state?

    I have much family history of glaucoma and currently use prescription eyedrops to control intra-ocular pressure. I'm not sure if I have actual glaucoma or some sort of precursor condition. If I do ever use MMJ for cancer or SE of cancer treatment, I imagine that a dose adjustment of my eyedrops...
  23. kyounge1956

    Server Upgrade tonight (Friday)

    My login is disappearing too. I have re-booted, cleared my cache and deleted cookies (not necessarily in that order), but my login still gets dropped when I go to a new thread. I can't vote in the "would you use pot?" poll, or edit my reply on that thread, even if I go right to the thread and...
  24. kyounge1956

    Poll:Would you Try Pot if it were legal in your state?

    Medical marijuana is legal in my state (WA). I have never used pot in the past but would consider adding it to my conventional cancer treatments if appropriate. I don't know if I will be able to vote in the poll after I submit this. I've been having that "disappearing login" problem since the...
  25. kyounge1956

    Where Can I Find Data for Asset Allocations and Standard Deviations?

    Try Ibbotson's guide to Stocks, Bonds, Bills & Inflation. It's published yearly and has more information about the returns for various asset classes than you could shake a stick at. It also has the data for portfolios at various blends of equity & fixed income, as shown in the chart in your OP...
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