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Are health insurance company payout ratios and uninsured fines still in place? Due to personal circumstances I haven’t really followed the intricacies of private health insurance and ACA issues as much as I should have recently. Please forgive me if my terminology is not quite correct. As it...

Spent some time reading older threads on this site. One of the threads that was interesting was from a couple years ago asking about everyone’s favorite car they had owned. That thread got me thinking since I’m going to be in the market for a new vehicle pretty soon. I’ve generally bought new...

My son (25 and single) has been stuck with the dinner bill / obviously used as a free meal ticket so many times he refuses to use any online dating site. He has also been stung by highly filtered online pictures to the extent that some of his dates were unrecognizable in person. It’s made for...

I’m trying to estimate future dividend payments of my primarily individual blue-chip stock portfolio. I currently hold JPM, WFC, V, MA, PM, MO, RTN, LMT, PEP, KHC, BP, XOM, JNJ, UNP, HON, and VFIAX in relatively equal amounts. I’m trying to determine if it’s easonable to expect dividends to...

As I indicated previously, wife has a terminal cancer diagnosis, but is doing very well. Many more good days than bad of late for which we are very grateful. We have a handicap placard for our vehicle which we rarely use. We moved into a condo building of about 20 units with an immediately...

Curious how some of the business people here may have handled competition that was able to operate at lower price points? Maybe there is a business owners forum I dont know about? I have a business idea (sale of a commodity) that I believe I can be profitable and successful with that has one...

Sheesh, I'm having one of those spells where things just seem to go south no matter what I do. Three months ago I replaced a 5 year old Sony BluRay player that had performed flawlessly until it died. I bought the cheapest ($79) Sony WiFi enabled BluRay player at Best Buy and within 2 weeks it...

It’s been many years since I’ve stayed in a hotel but a recent driving trip requiring 3 overnight stays has shown me to be pretty far out of touch with current hotel rankings. Years ago we had great success staying at Holiday Inn Express hotels. Reasonable prices, relatively new facilities, and...

My son is currently a 24 year old 1st Lieutenant (O2) in the Army, single and with no debt. I have been encouraging him to invest as much as possible but still be able to have money to do things with friends and live comfortably. He doesn't drink and hates the smell of smoke so his fun...

Explained in detail elsewhere, Wife is 55 years old with a very rare stage 4 pancreatic cancer that has spread to liver. Neuroendocrine tumors and radiation treatments have been effective so she could realistically have several years (hopefully more). She will be put on Medicare in a month and...

As I've explained elsewhere, at 55 years old my wife has developed some significant health issues (neuroendocrine liver cancer, Cushing's Syndrome, diabetes, etc). She has been placed on Social Security disability and will receive Medicare near the end of this year. I had expected my medical...

As I previously posted, my 54 year old wife has been stricken with stage 4 pancreatic cancer that has spread to her liver. Due to the amount of disease in her liver her doctors one year ago suggested she may live somewhere between 1-5 years. My wife had a twenty year term life insurance policy...

Spoke with my CPA earlier today, but as my thinking isn't as straight as it should be at times, I was hoping someone here might have some insight. I have full faith in my CPA but this isn't something anyone deals with on a regular basis. And I want to make sure I'm not misunderstanding anything...

.... "Don't make decisions while emotionally distraught", or, just simply, "Don't Be As Stupid As Me". You are welcome to select the appropriate lesson to be learned from my (very poor) example. Hopefully this will help someone else to avoid making the same mistake that I have. For several...

I am 48, wife is 54. Wife has been diagnosed with a terminal illness with very short life expectancy. An absolute nightmare that has forced me to consider issues I never thought we would have to deal with. It's crummy but there are some practical issues that need to be planned for. Wife was...

A family member has made available several million dollars at an 8% cost (interest only) over a very long term (years). I'm wondering if there might be a relatively easy / minimal risk way for me to profit with access to money with those terms. And I thought if anyone might have any ideas, this...

I know there are a fair amount of military retirees here I'm hoping can provide some advice: I see many positive opinions posted about USAA but am unable to locate any information for physical branches other than a page that lists very few of their "financial centers". Do they have physical...

Sigh. It's so hard, as a parent, watching crummy things happen to your kids that you don't have any control over and can't help with. Son is in the military, second in command of a very small unit. Current unit commander is a slug, offloads all work onto my son, takes credit when it is good, is...

Were there any indicators that anyone here recognized just prior to or during the 2008-2009 market crash that led them to believe that it would be as historic as it was? I'm curious as to how others may have recognized the severity of the crash vs. the "routine" 10-30% market declines.

Every other one of these shows I watch seems to involve an investment fund / Ponzi scheme and I'm dumbfounded at how many people think earning 20%+ per year on their investment is reasonable. As someone posted in another thread regarding the show, I don't know who is more greedy - the thief or...

FIRE'd: The "FI" part is great, the "RE" part not so much for me anymore I respect a lot of the advice and opinions I see posted to the board so I was hopeful someone here might be able to help me solve my quandary. Background: Several years ago I worked for a municipality and, recognizing...

I have structured my equity portfolio with an eye towards blue chip dividend paying stocks but have recently had my thought process challenged by Warren Buffett in his most recent shareholder letter. http://www.berkshirehathaway.com/letters/2012ltr.pdf Page 19 begins his explanation of how...

In the way of background, my wife's vehicle is getting a bit long in the tooth: near the 100k mile mark and starting to have some problems. Nothing major yet but I get seriously stressed by unreliable vehicles. As is my normal routine I have started considering a new car for her. I usually buy...

Sheesh. I knew things weren't great but I didnt expect this. Are the claims made (ECRI never having sent a false recession signal) correct? “It’s Going to Get a Lot Worse”: ECRI’s Achuthan Says New Recession Unavoidable | Daily Ticker - Yahoo! Finance= With all the negativity I see in the...

From another thread that I may have slightly hijacked :blush: ....... And ................ And yet one more to add... (5) James Paulson can articulate the "green shoots" much better than I can and our correlation to a similar / earlier crisis and recovery...