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    7 years FIRE'd

    Out since "02 !!! Out since April Fool's Day, 2002 :-). ;-). :-) the joke is that they will pay me for the rest of my life! If I go to the plant area, I get lost! Too many new buildings where the parking lots were in the past. But they built a fence, so I can't even go in any more. What a...
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    I received my IRMAA increase, Arrgh!

    Social Security letter arrived today.
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    New twist on an old nightmare

    For me the dreams have to do with term papers that are due next Monday and I haven't started working. The dreams include dreading what the weekend will be like trying to do all of the necessary research and writing in two days. I would continue to worry about the coming weekend after I woke...
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    Plug-In Hybrid Electric Vehicles (PHEV)

    If you are primarily concerned with economics, you must address the cost of fuel for the PHEV-- the electricity-- when in electric mode. If you pay $0.15/kwh or so for electricity, like we do in California, the fuel cost while running on electricity will compete with the fuel cost of running on...
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    Best time for SS withdraw is age 67 not 70?

    Too long ago to remember the precise details, I calculated that I would have to last to about 85 to receive more total SS dollars if I waited until 70 vs starting SS as early as possible. I considered that my discretionary expenses would probably decline at advanced ages, but I did not consider...
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    Google is listening, always

    Several years ago, after our geezer Wednesday bike ride, our discussions turned to the Citroen DS19. The trip home in the cr is about 30 miles, and a DS19 passed me on the way. The last time I saw one of those was probably 1973.
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    Your Process of Paying RMD Tax?

    That is correct. To avoid problems, the payment should be part of your RMD, sent directly by your custodian. Do not receive the RMD and then write a check. Your payment by check will be considered late if the normally required earlier quarterly payments were not made.
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    Your Process of Paying RMD Tax?

    If you send enough of your RMD to the IRS and to your state agency in single payments late in the year to get to safe harbor amounts, you will not have to pay any late fees or penalties to either, and you won't have to calculate quarterly payments.
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    An Odd Inheritance

    About 17 years ago, I received a call from a representative of a petroleum company who said that his company wanted to lease for five years the mineral rights to property that an ancestor of mine had purchased in western Georgia. After "the war," he and his partner were searching for coal...
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    flat tire on car rental...beware of coverage exclusions with American Express Ins.

    We rented a full-sized Ford from Hertz in Indiana abut 5 years back. Drove from the hotel out to pick someone up in the morning. The car drove normally, but the left front tire was completely flat. I went to change the tire-- no jack! Called Hertz, got a person several states away with a...
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    The True Cost of Upgrading Your Phone

    "...financial advisers see this differently. By some estimates, an investment of $1,000 in a retirement account today would balloon to about $17,000 in 30 years." This would assume a 10% per year return on investment. Hard to achieve.
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    Walk me through settling an estate

    When my father passed away in Mich in '91, he had a box of certificates for his stocks and mutual fund shares. His attorney sent me, as sole heir and personal representative, to the local Merrill Lynch office foro them to transfer the shares into a brokerage account set up for me. This was...
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    Post-flu shot illness

    Each year's flu shot is different. It is made for the specific strain of flu that is expected that year. I got my flu shot and shingles #1 in mid-Sept. The flu shot arm was a bit more sore than most years.
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    Your oldest device or gadget

    I use my Sharp EL-5806 as well. Its case has many stickers authorizing it to go in and out of a number of extremely highly classified installations, since it completely clears its memory when it is turned off, preventing it from carrying any secret numbers out the door.
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    Do you prepare your own tax return?

    I've aways done my own since the mid-60s. In the old days, I knew what all the percentages, limits, rolloff points, etc, were as the applied to my situation. With TT, I don't know those things anymore, I just turn the crank. I still read up on tax procedures, and try to do a sanity check on...
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    Best Space / Interstellar / Galactic flick?

    The Questor Tapes. A Gene Roddenberry movie from 1974. Perhaps the best sci fi movie ever made. fAvailable from e-bay or Amazon on disc.
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    Is Original Medicare really so awful?

    I have Medicare plus Supp from United Health Care through AARP. As I am 74 this year, I pay $130 per month. The plan I am on apparently is not available to start now. I have no copays, no limits on payout, can go to any provider, anywhere, ambulance is included. I had outstanding health...
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    Checked in with the crew at the office, so glad I'm not there !

    I used to have a similar dream, too. But it has stopped :-)
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