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I turned 65 this year. My former employer (well actually they bought the small company I worked for after I left in 2006) is a furtune 500 company. They changed pension administrators this year. At the start of the year the prior administrator sent me notification about my pension (including...

OpenSocialSecurity says my DW should start SS around the beginning of 2023. Anticipatining a large COL increase in SS for next year. If she claims starting in Dec 2022, her first check would be in Jan 2023. Correct? Will that check include the 2023 COL increase or would she just expect to get...

I know that the majority of investors on this (our) site prefer index fund investing over actively managed funds, but under the current situation, do you feel that analysts can better select stock portfolios that will perform better under these stressful conditions than the "overall" market ? At...

I've checked my SS statements for the last four years around mid April. Each year the estimated payout increases - which I assume is the COLA adjustment. I assume if I checked again in Sept of the same year it would show the same amount. So the question is "When is the best time of year to...

I'm an early retiree in the process of selling my house and waiting for the new one to be built in another state early next year. So the plan was to just rent a nice condo in the new area for 8-9 months. When I go to many of the condo rental agency websites, the applications always asks for...

Well I kept pretty close to my original plan: http://www.early-retirement.org/forums/f26/starting-the-countdown-52575.html But a few things happened on the way. I was going to give notice in April on my 53rd birthday, but decided to burn a couple of weeks vacation first. When I got back, I...

Well the DW and I are 52. The kids are grown and gone. The $400K+ house is paid for, the cars are new, and I have no debts. I've been using Quicken for over 15 years now to track all spending, so I know over the last few years that my expenses are a little under 40K a year. We have $1M in...