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Hello, Currently have a $40K balance on a rental condo at 6.74% with 13 years remaining on 15 year loan. Thinking of taking the Penfed 5 year home equity loan at 3.99 % to payoff the condo, and try to payoff the loan in 2 years. Is this wise? Most of our retirement money (90%) is in 401K/IRA...

Congrats on your first year of happiness in early retirement. Your numbers are very close to ours and I hope to RE in 2011. Hope I feel as good as you after the first year.

I work in the tech field and D/H is self employed. My job is always iffy, so I have been planning for some time. Hope to leave at 58 and help hubby for awhile in his business. We both want to apply for SS at 62-DH is 57 now. Most of our assets are in retirement accounts ($1.1) Of that, 41K is...