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  1. J

    Hmm... Retire Early, Die Early?

    Just one study but PSMag is a respected publication, so I'll share. https://psmag.com/retire-early-die-early-7121eef924f4#.txv6fruc6
  2. J

    Open a Roth when retired

    Because of income and existing IRA I was never able to take advantage of Roth IRAs, standard or back door. Now, at nearly 65 and retired, I realize that I can do both a rollover and contribution and end up with a 25k Roth this year. Has anyone here opened a Roth after retiring? Any regrets?
  3. J

    Multiple rollovers into one account?

    I have 3 tax advantaged retirement accounts. A pre-tax 401k, a traditional IRA with some post-tax contributions and an ancient 403b. The 403b has some stellar fund options with very low fees (Vanguard Institutional Class index funds). I am thinking of combining all three into the 403b. Any...
  4. J

    401k rollover INTO 403b?

    It is time to dump the MegaCorp 401k and roll it into another account and start investing in index funds. Vanguard or Fidelity IRAs are the obvious and popular options. However, I have another intriguing possibility. It looks like I have a chance to roll into an old Stanford TIAA-CREF 403b...
  5. J

    New York State estate question.

    A friend recounted this to me and I didn't know what sort of advice to provide, particularly with NY specific issues. Any help much appreciated. The friend has an in-law leaving a significant sum to her two young adult children. One child is pretty much incapable of dealing with life on their...
  6. J

    Adjusting Safe Withdrawal

    DW and I have about 15% of our retirement assets in a second home for DD and DGD. Home will be sold by 2020, increasing available retirement funds. Full retirement starts this year - ages 64 and 62. No mortgages. How should I calculate SWR now and after sale of second home?
  7. J

    FIRE in 16 years

    Never did say 'Hi' to everyone… rather than start out with where I am, I'll recount how I got here. Hopefully that will be of some use to those just starting out. At age 45, I realized that like George Best, I had spent a lot of money on 'booze, birds and fast cars' and squandered the rest...
  8. J

    Where is FIREcalc?

    The URL I had been using is no longer working - is there a new one for FIRECalc? TIA
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