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  1. timwalsh300

    Software Development

    I have a question for folks who work(ed) in the software industry. First some background: I earned my degree in computer science a few years ago. Although my current job is totally unrelated, I remain interested in the subject. This past week I started reading Steven Levy's Hackers: Heroes of...
  2. timwalsh300

    Terminating contract with Verizon

    Last month I returned from working overseas and needed a cell-phone. In a spectacular failure to do my homework, I went straight to Verizon (all I knew was that their coverage was superior to AT&T in my area) and asked for their cheapest option. I got a basic phone for $50, a two-year contract...
  3. timwalsh300

    If you were a recent college grad with a liberal arts degree...

    The aspect of this forum that I value most is the wealth of experience that so many of you bring to the table, having made careers at Mega Corp or government agencies. I'm hoping to lean on some of that experience here. I'll cut to the chase and then give some more specifics: If you were a...
  4. timwalsh300

    Settling on a plain old balanced fund

    So I've been hemming and hawing over the last six weeks (when I first posted here) about how to invest the growing pile of cash that we're sitting on. I finally picked up Bernstein's Four Pillars over the weekend. About halfway through it I drew up the following asset allocation... 50% bonds...
  5. timwalsh300

    Bond fund questions

    I'm new to investing in bond funds. Tell me if I'm missing something here... It is my understanding that a bond fund's NAV falls by 1% for every year of the fund's duration when interest rates rise by 1%. For example, the yield on VFITX (intermediate-term Treasuries) is 2.2% and the duration...
  6. timwalsh300

    How does a house fit into this plan?

    Thanks again for all the great replies to my last question about the need to take risk with our investments. My fiancee and I have talked this over and decided to (1) continue maxing out our Roth IRA's with $10k/year, (2) begin maxing out a Thrift Savings Plan with another $16.5k/year, and (3)...
  7. timwalsh300

    How much risk do I really need to take?

    For some background, I introduced myself yesterday with this post: http://www.early-retirement.org/forums/f26/young-military-officer-cautiously-planning-ahead-47227.html This question, of risk taking, is the first thing I wanted to discuss. I bring it up because I am young (23) and the...
  8. timwalsh300

    Young military officer cautiously planning ahead

    My name is Tim. I am 23 years old and currently serving in the military as an O-1, making O-2 later this month. I'm also engaged to be married early next year and my fiancee is 21 years old. I think we're too young to be really excited about the prospect of early retirement right now, but I feel...
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