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I have the great combo of a low paying job that requires a high cost private college degree :) So I am trying to figure out the balance of taking care of my family, wanting my wife to stay home with our 2 year old daughter, being ready to try for more kids, needing to pay off a mountain of...

I have about 30k in student loans and so does my wife totaling 60k in debt. I am a Youth Pastor and she is a nurse. The plan always was for her to work full-time for 5 years after graduating college, but our Daughter came unexpectedly early in our third year of marriage. So instead of her...