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  1. W

    lol, I'm rich!!

    Another one of those lawsuits designed to enrich the lawyers and the end result is this free service was taken away.
  2. W

    401k overfunded (match) and they want money back

    Since it has been well over a year, I think I am going to just ignore them for now. It doesn't seem to have exceeded any IRS limits (not a 'highly compensated employee'). Let's see what happens. Regarding your amazement, I think this is one of those cases where the bean counter has tunnel...
  3. W

    401k overfunded (match) and they want money back

    Yes the extra amount was from the employer contribution side. I contribute the maximum every year and watch the amounts like a hawk, so it was not over my $16.5k limit. I would write them a check if that was the end, but last time I spoke with them, they insisted the amount was repaid directly...
  4. W

    401k overfunded (match) and they want money back

    I did check the statements and it does seem like they over-funded, but by a slightly larger amount. The amount they are claiming is $140 and change. It is small, but it seems large enough for them to overnight a demand letter to me. It may be because they over-funded our entire group and...
  5. W

    401k overfunded (match) and they want money back

    In early 2011 my company A was sold to company B. As a result, I rolled my 401k to my new company B (2011). My new company laid us off early this year 2012. A few months ago (2012), I received a call from the trustee for company A. They claim they over-funded my 401k on the company match...
  6. W

    Seems like everybody cheats

    Not just financial companies, but most companies. And sometimes not because they did something wrong, but because the lawyers get creative. Maybe I should just change 'sometimes the lawyers get creative' to 'many times, the lawyers get creative'.
  7. W

    Does anyone feel the Recovery?

    You are in NYC during a weekday. The people that go to those stores do not live in NYC, won't travel to NYC to shop in those stores, or are busy working. If you want a better gauge in NYC during the weekday, check out Tiffany's, LV, Saks, Prada, Cartier, etc.
  8. W

    Banking and Checking

    What bank is paying 3% on savings???
  9. W

    Is moving to Canada an option for early retirement?

    They may not be in IT or Engineering, but most of them will hold an advanced degree. The only reason they are working a menial job is they can't speak adequate English. There are also many that immigrant based on a relative.
  10. W

    Is moving to Canada an option for early retirement?

    Exactly. They don't want people moving there just to milk the system. They want people that can contribute, not just leech.
  11. W

    Question about a MasterCard

    The Best Credit Cards - Compare Credit Card Offers and Apply at CreditCardGuide.com I have no relationship w/this website. They appear to make $$$ from credit card applications using their links.
  12. W

    He's making this up, right?

    The federal limit is 6 transactions, it only applies to money market type accounts. The excessive fee is usually much larger though... typically around $25. Also, they would not have the power to 'deny' the transaction as the bacnk cannot control your access to your money. The $1 fee sounds...
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