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Good points. There are programs at North Carolina State, Northwestern and NYU that I think would be up my alley, but I am still researching options. All of those programs are either relatively new or brand new. There are other schools planning to launch similar programs in the coming years...

Fair point. There's no reason why I would have to quit my job. And I probably should be more open to working while in school. I think I downgraded that option in my head because of a sub par experience balancing work/school previously. If accepted to a part-time program I could continue to work...

Thanks. Lots of good information in that paper. The conclusion of the article is that "No matter how you cut it, more education pays." As a general statement, I think that I agree with that. I am looking at several programs in analytics/data science, which is a hybrid of several more...

I'm considering applying to grad school and would be curious to get some thoughts from the community on how they would weigh the costs against the benefits. Little background on my financial situation. I'm 26 and single with no kids. I make ~$85K/year base salary. Bonus is discretionary but...

+1 there is a wide range in quality and income potential at different colleges (both public and private). Having attended a top 10-15 college, I think that I benefited from significantly better career opportunities then a lot of my friends from HS who attended State U (even though it was much...

I think that another thing you should consider is that there are the benefits to having debt in student loan form (as opposed to a personal loan). Interest paid on student loans can be tax deductible and there are deferment options that I'd think you'd be giving up if you take a personal loan...

+1

That is really a crappy article. They took solid economic theory. Didn't explain it and then present it in a way that is unhelpful. The whole idea behind the article is diminishing returns on consumption. For every dollar you have in the bank an incremental dollar means less to you. So for...

Thanks for the comments everyone! Couple of things - My company does not offer a 401K. Student loan interest is deductible, but that deduction phases out aggressively once you get over 55K of income. I make more than that. The tax man cometh!!! The point is well taken that when I buy a...

I stumbled across this site and found a lot of good stuff here. My question is: should I use extra income to build up savings or pay down my significant student loans.. So far I've mostly been trying fund my ROTH and then save for a rainy day, with the thought that my interest rates are low...