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Thanks for the advice, the $16,159 is the remaining balance, and I do travel a lot for work. Put on 32,000 miles last year. I have been taking care of it though with full synthetic oil changes every 5k miles so hoping the car lasts

Hey I am currently 24 years old, making $52k/year - company doesn't offer a match so I am not currently enrolled in 401k and wouldn't be able to until March. Debts: Car: $16,159 @ 3.9% fixed paying $357 / month Student Loan: $21,221 @ 3.66% variable paying $150 / month Money EF: $10k about...