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First of all I have been lurking since 2010 and have read a ton of situations of people entering retirement. Unfortunately I did not retire early but at 66 it is happening now. I will be officially retired in 2 weeks (after 41 years at same job) and need to put my 401K somewhere. As much as I...

Did everything wrong, used credit cards poorly, used my home as a bank, spent big money on toys and expensive hobbies. Never thought I would live this long and told myself that for many years (turned 56 yesterday). It is smacking me in the face that I am in trouble but enjoy reading success...