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Thanks Wow - just what I was looking for. Can call them now and know a little more about what I am talking about!! Again, thanks so much!!

Hi from San Diego - I'm new to the board. I retired about 7 years ago and have a pension but I set up a consulting business to supplement our income for a few years and to add to our deferred comp. When I was 62.5 last August, my work dried up with the economy - had never been without at least...