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Thanks everyone for the wonderful advice thus far. I have found a budgeting spreadsheet online and am looking forward to putting it to great use. To respond to the post above, (and I should have mentioned before about the childcare fees...320 a month for child, and am receiving no help from...

Well I pay about 300 a month in interest only payments on those student loans, but I want those paid off asap...about 320 a month in child care...and contribute about 250-300 a month for the household. Everything else seems to go towards groceries, gas, general living costs. I am going to try...

Hi everyone:greetings10:...I stumbled across this website while googling info about Clark Howard and how he was able to retire at such an early age. I am currently 25 yrs of age, graduating cum laude with a BA in English/Minor in Comm. in 2008. I landed my first job ever at a major financial...