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My investing experience is limited to picking no load Index funds with the lowest expense ratio and I need some help narrowing my HSA fund choices. None of them were nice enough to say "I mirror the S&P 500" or any other index. My plans are long term investments (I am 27) and I like the HSA as...

My 401k plan is pretty bad at SuperMegaCorp. There is no match, but they do put in a percentage of my Salary based on SuperMegaCorps performance each year, this year was 4%. The investment choices are rather poor, but it is free money after all. I do not put any additional resources into my...