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Thank you so much for the encouragement and suggestions. I have been working on a budget for the last week or so. I'm trying to pin down all my expenses and amounts from the last few months. I'm sure it will be something that just takes time and practice. I already live way below my income and...

My company does not offer a 401K match or plan. I will be starting to save in areas such as "Housing", "Car", "Vacation", "Medical", ect starting in December when the Emergency Fund is complete. I have been recently looking into a Roth IRA, but was a little confused with some of the...

Hi there everyone! I am new to this website and am very interested in getting all the oppinions and ideas I can about how to continue on the path of smart saving and living. I'll start by mentioning that I have been very blessed to have been taught well by my parents in ways of saving and...