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    Extended trip in Africa

    Love the idea, but have a few health issues that I am attending to at the moment. However, I will be happy to share any local knowledge I have if you feel that you need any. Landrover Defender and Toyota Hilux (both diesel) are both hardy and dependable 4X4 vehicles and there will be local...
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    Extended trip in Africa

    Certainly doable, from past experience I believe that you would need 2 couples in two separate vehicles, approx 1-2 months and a rigged out 4X4 vehicle with a rooftop tent, a camper fridge, dual vehicle batteries, basic cooking equipment, a GPS, good maps, 2 jerry tanks for extra fuel, if...
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    Downside to Aerobic Training???

    Mmm! "Aerobic exercise.... chronically raises cortisol........results in persistent inflammation - weird combination of claims since cortisol is a potent inhibitor of inflammation. An article in - Inflammation 2012, December 19 says " (Abstract). Physical activity has been shown to lower...
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    Most shocking/surprising movies you've seen?

    Unthinkable with Samuel Jackson and the film asks the question as to whether torture is ever acceptable and uses the "Ticking bomb scenario" as a baseline plot. One cannot avoid being pulled in and making a judgement call.
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    Heartburn

    Semantics, I know, can be irritating. However, when discussing medical symptoms or signs, clarity can be important. I take it that you have looked up Achlorhydria/Hypochlorhydria?
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    Heartburn

    There may be confusion about the mechanism of heartburn - heartburn implies acid in the oesophagus which burns the alkaline mucosa (hence the term heartburn) and the problem is not excessive acid but an incompetent LES (lower esophageal sphincter). PPI's do not stop you from refluxing but reduce...
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    Blood Pressure Medicine question

    I was on Ramipril for 2 months for systolic hypertension and developed this irritating dry cough which I ignored until I started becoming short of breath. I was aware that Ramipril (an ACE inhibitor) could cause a dry cough in about 3% of patients on it, but the shortness of breath was alarming...
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    Why I Hate Colder Climates

    I found the strange silence of winter surprising and unexpected - no dogs barking, no bird sounds, and no insect sounds and snow seems to act as a natural sound absorber. In the middle of winter at -20 C or lower, water vapor from car exhausts does not evaporate and the excess of water vapor...
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    Why I Hate Colder Climates

    Cold? My biggest fear is that (having just retired) getting out of a vehicle at Walmart (in winter the parking areas are always covered with a thin film of ice), slipping, falling and breaking a hip, getting pulmonary thrombolism after surgery and dying - more common than you think. I used to...
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    Middle aged doc (but no money) need advice

    Is the 250-300k before or after tax income, if it is before tax income, using a basic Aussie tax calculator on the internet, the tax on that would be about 108k on 300k which would mean that you are projecting living expenses @ 42k PA and saving the rest ??
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    Class of 2012

    17 days to go, I have just finished a week on call and it has been brutal. The first farewell will be on Friday and I have yet to work on my farewell speech, I would have been happy to walk off in the sunset but I feel strongly about thanking the people who made my work so much more enjoyable...
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    Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consum

    Good and valid points, but that doesn't entirely explain the difference between the childless couples and those with children. Looking at the mean net worth (which probably reflects the higher income earners) rather than the median, there is still a difference but it is not as pronounced. We...
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    Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consum

    It is an eye opener to see how much higher the median networth is for families without children when compared to families with children - raising children seems even more expensive than I had believed. 2010 figures $205,700 vs $86,700 (median).
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    Poll:Do you intermingle your finances? How?

    We live in a communal property country, so everything belongs to both of us, we have a joint and separate accounts. I have children from a previous marriage, which may complicate things in the future. We have been married for >30 years and I have never had any reason not to trust her...
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    Doing it on Dividends Alone?

    Not as far I have searched, withholding tax is determined in my experience by the country in which company is domiciled, and not by the country in which the ADR's/ADS's are quoted (provided that there is a taxation agreement to avoid double taxation). There are several similar dual class...
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    Doing it on Dividends Alone?

    Just some additional information to clarify matters - Royal Dutch Shell is an Anglo Dutch company and have two classes of shares - RDS.A and RDS.B and both are offered as ADR's on the NYSE. RDS.B is issued by the English part and is not subject to withholding tax by England, as opposed to RDS.A...
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    Robbed while traveling stories

    I'm not sure what the situation is like now, this was approx 2001 and as long as you stayed away from Windhoek, you were usually safe. Namibia has the stark quiet beauty of a semidesert country - I would like to go back one final time and revisit Sossusvlei, the Etosha game reserve and the...
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    Robbed while traveling stories

    Several years ago, travelling in Namibia with DW, and we stopped at traffic lights in Windhoek (the capital) on a main road to a hotel - there was one vehicle ahead and another behind us and a gang of about 6-7 men came along and started pointing to the rear wheel, no doubt trying to get us to...
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    Trick for Getting Through to a Person

    I use a voice recognition system for most of my dictation and I dictate a lot of reports daily. My accent is closer to british english and far removed from north american english and I have at times had the same feeling of boiling frustration as the two Scots in the lift (sorry - elevator :))...
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    Class of 2012

    I have a younger sister who has already been retired for a year now, and I admire the gusto with which she has approached retirement. She has been an inspiration and a font of wisdom. I have difficulty in letting go at w*rk, I, with the help of some of the people I work with, pulled up the...
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    Class of 2012

    Date confirmed: 65walkon 12ridehd aeross 60 1/31/12 amfox1 Aviator 9/1/12 Aruba50 4/12 Bellbarbara Blackwoodt BradMM Chainsbegone 6/12 Cato 6/30/2012 Chris2008 7/12 Chuckanut 7/12 Da Nag 5/1/12 Dancingmama DFW M5 fwest 2/27/12 Gary M Grandlakeokie 4/1 Ksols 6/12 marylandcrab Masquernom...
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    Plantar Fasciitis

    It is actually not a muscle but the Plantar Fascia which is a relatively inflexible fibrous band - apologize for the picky nature of the response, but muscle suggests that it could be exercised/stretched. I developed bilateral plantar fasciitis a few years ago and the orthotics really did the...
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    How doctors die, not like the rest of us !

    Getting the immediate family to agree on on how far intervention should go can become fraught with problems. These decisions are often made by consensus - nobody wants to step up to the plate and take sole reponsibility - for obvious reasons. There are often unresolved issues which need to be...
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    Our Daughter

    I apologize for not posting earlier. Time had to pass to allow DW time to mull over everything and although I made it clear that I supported DD in her own time, I was not going to force the issue any further - DW has to make her own decisions and I owe her that, she has more than earned it...
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    Our Daughter

    I was convinced that acceptance would come with time, but was not aware that things had taken a turn for the worse until my daughter emailed me and asked me not to come - the parents of both were going to meet up at their place, spend some time together it was going to be the first time that we...
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