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  1. obgyn65

    You helped me make the decision to be FIRE'd.

    Congratulations.
  2. obgyn65

    When would you turn down $1 million?

    I have not read all the posts under this thread but to answer the OP's question, I would work one more year for $1 million. For 5 years, the answer would be no. I am 49 years old, planning for a 45 year long retirement.
  3. obgyn65

    LBYMs what do you save on?

    I think it was a joke. I hope so anyway.
  4. obgyn65

    Nords in the WSJ

    Congratulations.
  5. obgyn65

    LBYMs what do you save on?

    I save on cars and I paid my small condo cash (bought below my means and no mortgage).
  6. obgyn65

    LBYMs what do you splurge on?

    Supporting free clinics here and abroad. Sent from my iPad using Early Retirement Forum
  7. obgyn65

    Your avg yearly savings over the course of your career

    My career has been short, and I lived in Europe many years where salaries are much lower. On average, over 20-25 years, I would say $100-150k per year. Sent from my iPad using Early Retirement Forum
  8. obgyn65

    Is frugality without sacrifice doable?

    I believe that frugality without sacrifice is doable. I consider myself frugal, but it's just the way I am wired therefore it does not feel painful. Sent from my iPad using Early Retirement Forum
  9. obgyn65

    49 Year Old Planning Low Orbit Escape

    Welcome to the forum, from another 49 year old. Still working here, dreaming of FIREing. Sent from my iPad using Early Retirement Forum
  10. obgyn65

    when do you think cd rates will increase?

    My guess is 2016. Sent from my iPad using Early Retirement Forum
  11. obgyn65

    Is Everyone a Multi-Millionaire?

    To answer the OP's question, I guess many retired participants here are multi millionaires either in investible assets, pensions rights, or both. Sent from my iPad using Early Retirement Forum
  12. obgyn65

    What have you utterly failed on (or failing)?

    I have utterly failed at having a family, in a stable long term relationship with a wife and children. Sent from my iPad using Early Retirement Forum
  13. obgyn65

    What do you get from being FI?

    I sleep better. Less stress. Being FI allows me to devote more time to take better care of my health. Sent from my iPad using Early Retirement Forum
  14. obgyn65

    Lurking, but open to ideas....

    Welcome. Sent from my iPad using Early Retirement Forum
  15. obgyn65

    What is the last thing you ordered from Amazon?

    The last thing I bought on amazon was an otoscope to take abroad. Sent from my iPad using Early Retirement Forum
  16. obgyn65

    How much could you cut spending?

    I guess I could cut my spending by at least 10%, and maybe 20% when I finally retire. Sent from my iPad using Early Retirement Forum
  17. obgyn65

    Breadwinner or single millionaires: Tell me your story

    To answer your question, I became a millionaire a while ago on one income. No inheritance. Never married. No kids. Always LBYM. Sent from my iPad using Early Retirement Forum
  18. obgyn65

    How did you come up with your Username here?

    My username reflects some of my professional activities. 1965 is my birth year. Sent from my iPad using Early Retirement Forum
  19. obgyn65

    Another Marriage Bites The Dust Due To Financial Incompatibility plus

    Sorry to read this. Best wishes. Sent from my iPad using Early Retirement Forum
  20. obgyn65

    Most important financial decision in your life

    Deciding to move from Europe to the US was the best financial decision in my case. Sent from my iPad using Early Retirement Forum
  21. obgyn65

    Yet another CNBC thread.

    I only turn CNBC on sometimes in the morning to have some background noise. I used to watch MSNBC Joe Scarborough a few years ago but stopped watching as Scarborough keeps interrupting everyone, which I find disrespectful.
  22. obgyn65

    At the 'end' do you plan on spending to zero or leave a legacy?

    If you keep annuities under $250k-300k, scatter all your CDs and munis among many different financial institutions to stay under FDIC limits, and live only on this and SS and PGBC or state- insured pensions, then you are approaching 100% success rate, correct?
  23. obgyn65

    Netflix movie or show suggestion

    Netflix movie suggestion I just watched "Blue is the warmest color". It is a controversial movie for adults only, but with 5-star acting.
  24. obgyn65

    How do you spend your first two hours of the day?

    Coffee, checking the news, shower, and checking emails.
  25. obgyn65

    What is your monthly budget?

    This link may help the OP : http://www.ssa.gov/policy/docs/chartbooks/expenditures_aged/2010/exp-aged-2010.pdf
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