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I will go back to Guatemala in the next few weeks to run a free clinic. One of the major problems people experience in Central America (and other parts of the world) is the lack of safe, potable water to drink. Does anyone know a safe, cheap, dependable way to build a water filtration system...

For those of us who like CDs, please note rates seem to be going up. Last week I was able to buy a 10-year 3.2% CD. Rates are expected to continue to rise. Good luck.

Hello everyone In a recent thread a couple of days ago, I promised to give an update about the new investments I made back in March. After months of encouragements here from other posters to be much less conservative, it was the first time I bought something other than CDs, municipal bonds...

"The day is coming when you may decide to depart the working world and join those lucky people living in retirement. You have paid your dues, and now it is time to relax and enjoy the fruits of your labor. Retirement can be a time to do what you have always wanted to do with your life. Once you...

A few recent posts have asked about budgeting for HC costs in retirement. This recent article may help. "It's fun to imagine a retirement filled with travel and leisure, and your retirement years could very well start out that way. But later on in retirement, there's an increasing possibility...

A few people in the past have contacted me regarding deferred annuities, so I thought some of you may be interested to know that payout rates for these types of annuities have been increasing recently. My contact at New York Life called me last week. His new quotes reflect about a 1% increase...

Just heard that Detroit is going bankrupt. I have some munis from Michigan. Not sure what's going to happen to muni bond holders.

"“The Third Metric: Redefining Success Beyond Money & Power” was the conference presented last week by Mika Brzezinski, host of MSNBC’s “Morning Joe,” and Arianna Huffington, editor in chief of the Huffington Post, at Ms. Huffington’s new apartment in TriBeCa (some...

Over the last few months I have been busing a few 10-year CDs. The rates have been around 2.3% or 2.5%. However, last week I found one at 2.75%. Are the long term CD rates finally going up?

Is there a way to delete emails in my inbox on this website when using iPad? Thank you for letting me know.

Disaster in OK. My heart goes out to all those who have been affected. Hoping everyone here, your families and friends are safe. Take care.

I am one of these people who find it difficult to calculate exactly what my net worth is. Questions still remain open regarding the inclusion of annuities, SS, pensions, etc. I have not seen any consistent way of calculating my net worth yet. Would it make sense to add up all the withdrawals...

"North Carolina man says he felt 'pressured' to get money to pay for Disney cruise tickets." http://www.usatoday.com/story/news/nation/2013/05/03/credit-union-robbery-disney-cruise-tickets/2131825/

Meeting MM, for those of us who have been following his story ... Interesting reading. "He and his wife retired from middle-income jobs before they had their son. Exasperated, as he puts it, by “a barrage of skeptical questions from high-income peers who were still in debt years after we were...

I did not know these types of loans existed. Not sure if anyone has tried these loans or is planning to get cash against their pensions ...

My vote is for the Miami Heat. They look invincible again this year.

My girlfriend is moving in with me in the next few weeks. Is there anything from a legal and financial standpoint I should be aware of, i.e. insurance, how to mingle assets, etc. She has some financial assets, I guess up to $50,000. She is an RN, has a young daughter, and will share custody...

"Taking time out to put your personal finances in gear can reap both immediate and long-term benefits, from cashing gift cards to reallocating investments. This checklist can help you formulate a strategy, providing tips, the time needed to achieve them, and links to additional resources. For...

Some forum participants may find this information useful : http://www.reuters.com/article/2013/04/11/column-miller-investing-idUSL2N0CY1BT20130411 "The cost of advice is often a turn-off, and few advisers are eager to sign up clients with small account balances. As an alternative, many savers...

"Millions of internal records have leaked from Britain's offshore financial industry, exposing for the first time the identities of thousands of holders of anonymous wealth from around the world, from presidents to plutocrats, the daughter of a notorious dictator and a British millionaire...

"A federal bankruptcy judge ruled on Monday that the city of Stockton, Calif., was eligible for court protection from its creditors, clearing the way for a battle over whether public workers’ pensions can be cut when the city they work for goes bankrupt. Stockton, Calif., has cut tens of...

Happy Easter, everyone. And safe travels. Take care Ob

"The guide, “Financial Self-Defense for Seniors,” was developed by the Certified Financial Planner Board of Standards, a nonprofit group that administers the credential for “certified” financial planners. " Some good ideas here. Keep safe, everyone. A Financial Self-Defense Guide for Older...

Starting with me : on top of seeing patients every week, I also work for a consulting firm. I guess I am a complete workaholic :-)

The UN has started a Day of Happiness initiative http://www.usatoday.com/story/news/world/2013/03/20/international-day-of-happiness/2004087/ Great idea. We all need it. What do you feel happy about ?