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Surviving Spouse Benefits A spouse receiving survival benefits can only get the full retirement age benefit.

8% Doesn't compound The delayed social security credits do not compound.

Inherited Property We used values from on-line zillo, redfin ect. There's usually a range. We valued it at the low end of the range then subtracted out fees that would be required for selling. We used 10% and valued it at that.

No Cable for Me No need for cable with all the free stuff. YouTube is my goto. Pluto TV, Tubi, and Crackle also offer lots of free content. Also don't agree with Government subsidy for free cable. Same with cell phone service. These types of handouts are disgraceful. Ok to subsidize needs not...

Attic Water Heater I proactively replaced my original water heater because it was in the attic, and was going on 12 years.

Wedding Contribution I paid 20k towards my daughter's wedding. It will likely be more like 25k-30k when all said and done. For my son, I paid 3k for the rehearsal dinner. My son and his wife probably paid half and her father paid half. I am retired. I think it's ridiculous the amount spent on...

Fidelity Retirement Planner I retired in March 2018. I used the Fidelity tool, the tool in Quicken and Firecalc. I also would find users on this site and Bogleheads that had a history of retirement planning. I would read through their historical posts and compare their plans and retirement...

Bonds - Paper to Electronic I just did this with series EE bonds. You are protected from loss because you create a manifest before you mail. The manifest is logged at the treasury direct site. The bonds are not signed. The signed manifest goes with the bonds. Mine took about 6 weeks from...

Paid for 3 I paid for my three kids at a public university. Did not want them to work, just concentrate on studying. I knew they would do ok and not screw around. No fraternity stuff or spring break. If I was not confident they would be successful, I would have made them go to community...

Invest your time From the day they started school I always worked with them on their homework. Essentially every night. Also emphasized the importance of school attendance. Never took them out of school early for vacation or sporting events. I had three kids all graduated college, two engineers...

Bald and Bankrupt Harold Balder Shiey Nomad Capitalist Sailing Doodles Tweekerville Villages Newcomers Notime2bsad

Also watch Mr Bald and his buddy Harold Balder.

Is it worth putting a value As someone already said go to annuities.com or whatever to find the value. Unlike others, it is a worthy exercise. People always ask do I have enough to retire. I am retired myself. I always found it useful to read historical posts from others on their retirement...

I have come across this type of poll elswhere this year because the tax law changes for 2018. A smaller refund could me you withheld less throughout the year. The real question is "was your effective tax rate higher or lower do to the tax law change".