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Since my discovery of this forum several years back, I generally spend most of my time lurking and learning. However about once or twice a year I like to check in and update my personal progress. It is always nice to get feedback from the group, and it validates my commitment to the cause...

Hello again everyone! I am back after a few months to report on life after our mortgage payoff. Some of you may remember me from this "Should We Pay Off Our Mortgage" thread from last year. (available here ...

I'll try to make this as short as possible. :) We live in a small, rural area. Things are simple here. The cost of living is low, but in return so is the average wage. A nice living here is $35,000- $45,000. Many houses are bought and sold for less then $100,000, with the average monthly...

Hey All, Long time lurker, first time poster. Please forgive my ramblings, as this is my first post. So, you may ask, what drove me from "lurker" to poster today? Well, I need help. Honestly I'm having a "weak moment" here and I need someone here to talk some sense into me :)...