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Just read an article on a newspaper about a man who had a regular government job. He lived an extremely frugal life (with some splurge) that we can related to. Lived in a modest home (sold for $200K). Received a small inheritance from his mother. Yet amassed a $13 million fortune. He willed...

I have a nephew (of my dw) who just graduated from college last summer with a computer science degree which is in high demand in our area. Upon graduation, he took a job paid 65k. After 3 months a megacorp offers 85k and he couldn’t refuse. He had spent about $500/month during college. So he...

DW and I are 50. We plan to retire in 8 years at age 58. My job will pay decent pension and 75% health insurance cost. We would like to claim social security at 65. DW's work history is minimal for her to claim SS on her own. She will take spousal benefit according to my work history. I...

A friend asks me to give a talk to advise high-school kids. I am thinking about topics such as: the power of compounding interest, saving early, asset allocation. Is there anyone give such talk and have some materials (slide)? thanks

What is best "bang for the buck" things you can do for your offspring's, giving that you cannot afford to do it all. Assume that, you have taken care of your own retirement saving. - Childhood year enhancement activities such as piano lesion (could be $2000/year), swimming practice ($3K/year)...

I have term life insurance with WEAPA for the last 12 years or so. When I turn 45 this month, the premium jumps 48% ($26/month for $200K coverage). Is it normal that it increases this much at this relatively early age? I prefer to have term insurance until I retire at age 58 (most)...

with some luck, I bought some AAPL in Jan14. Just cashed it in. I have 6 years left on my mortgage. I plan to use the proceeds to pay it off :greetings10: this week. AAPL may jump after April share buy back announcement. But right now, I'm without any debt for the first time :dance:. Yeah, this...

Finance, health and a healthy relationship. Most people, especially us here on this forum, know about saving, financially, for retirement. Recent conversation with a friend brought up the other two important factors: health and a healthy relationship. Invest/saving in your 20's can pay big...

I'm on the fence. My kid is 8 years old having another 10 years before big college expense. I have about $10K in Virginia 529 saving (parked in mutual fund). Having to know that my sister paid almost $100K for her daughter 4 years state college (tuition + room + all expenses), I know i have...

Have anyone ever felt saving too much? In my case, I have 15 more years (will be 58) to go working for a megacorp with define pension and heathcare benefit for retiree. This may be a classic case of "golden handcuff". It's hard to leave early and forgo that benefit. Pension and SS alone...

For those who still have a decade to go, what is your asset allocation? My 401K is: 34% in S&P 500 33% in small cap stock index 33% in international stock index.

Hi all, First time poster, long time reader. I’m big fan of Nord, RichinTampa, and the like for their analytical though, and sound comments. My wife and I are 40. My dream to retire as early as possible was inspired by reading endless success stories on this site. We have a 5 year-old...