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Seems like many people either have no kids or kids all grown up.

Is it possible? How much was your "number"?

To clarify, I own individual municipal bond issues. When I get a statement, it shows the total value of my holdings which I assume is based on market. If so I usually ignore it because I assume the bonds will be held to maturity.

I have a lot of my money in short and intermediate term municipal bonds, but the question would apply to any bonds I assume. When I read about bond markets "tanking" or getting "slammed," I never really understand--I get that they're talking about the market value of the bonds and that yields...

Don't understand your point. Are you saying a family in a NY suburb would pay less than that or more than that? I live in a NY suburb and use Metro North. It costs $240 a month. Plus we also buy lots of gas (very expensive in NY), mostly for shuttling our 3 kids around to activities and social...

Thanks for all the comments. I'll answer some of the questions when I get a little time. Saw this article today, which is kind of how I feel. It's all relative I know. U.S. millionaires say $7 million not enough to be rich - Yahoo! News As far as college costs, I've seen this referred to as...

Also, to answer questions about what I invest in if I don't like stocks: The vast majority of my savings are in short term high-rated munis. I do have some exposure to stocks in a 429 plan and 401(k).

Thanks for all the helpful replies. Yeah, I didn't expect a magic answer. I know I could/should move. The problem is I don't want to move the kids, at least right now, and my youngest is 10 so a few more years before they're all off to college. As to college costs, someone above said: " $1mil...

Thanks but don't wanna "just keep working." That's the point.:)

Any other NYC'ers on this board? I see alot of people talking about retiring with annual incomes way lower than you need to afford living in the NYC area. I get the feeling most people on this board are living in another universe. I know I'm fortunate--I'm 50, have about 4M in total assets, not...