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  1. Ally

    My concierge Doctor experience

    I have seen my doctor for about 17 years and really like her. When she went concierge a year and a half ago, I decided to stay with her. I have a couple of medical conditions that have to be monitored and she's been very compassionate. It was $2000 annually for all visits and tests that she...
  2. Ally

    Overdrive for books and audio books

    I've discovered Overdrive from my library and have been borrowing free e-books and audio books for listening while walking. I never knew how nice this service is! Our library also has Zinio for free magazines. I haven't used it yet, but will soon. I thought I'd share in case someone else hadn't...
  3. Ally

    My first dread-free Sunday is today.

    I retired Friday and this is the first time in more than thirty years that I'm not dreading Monday. Even on vacation, I knew they might call me with an emergency as soon as the week began. I hope the other two or three who retired June 5th, too, are as happy as I am! Sent from my iPad using...
  4. Ally

    23 days, 54 minutes...

    Until I retire after 31 years at our nonprofit. I am so pleased at how things have gone since I gave my notice in January (I'm the director.) After several interviews, our board chose the internal candidate, my coworker, thank goodness. I am currently training her, even though she has been here...
  5. Ally

    Does this seem unusual?

    First, let me say that I'm not a financial whiz or investor and can't believe I didn't already know this. I will retire in June and our retirement plan at my work has always been with a national company that works mostly with nonprofits. I met with the lady I have worked with over the years to...
  6. Ally

    Today I told my coworkers

    This afternoon I told my coworkers that I will retire in June,(I am the boss,) and at first they got really upset. Some ran out of the room saying they refused to hear it. The others were crying. I told them what a great team they are and I fully expected one of them to apply and expected them...
  7. Ally

    For the retired introverts

    I am an introvert in a job where I have to behave like an extrovert much of the time. For this reason, I have anxiety much of the time due to work. It's hard to relax during the work week, because there is always a speech around the corner, an event to host or a deadline to meet. I'm looking at...
  8. Ally

    Another question about notice

    I've read many threads where people work for individual bosses and when they retire they give 2 weeks to a months' notice when retiring. However, when you work, as I do, under a volunteer board who would do the hiring to replace you, how much notice is it fair to give them? It's not like any of...
  9. Ally

    Our experience with doctors this year.

    Last year, my husband and I had great doctors, both primary care and specialists. My husband has the retired state employees' insurance and I have one of the largest companies providing service. Last spring, our primary care Dr of 16 years went concierge. I stayed with her, because I have...
  10. Ally

    For the retired folks

    I plan to retire next year, and spend lots of time going over our expenses, income, and worrying about what ifs. Firecalc and other calculators show 100% success. Our health care is very reasonable through my husband's pension plan and we are debt free. I still wake up worrying about it, maybe...
  11. Ally

    Do you still save each month if you are retired?

    My husband recently retired and I hope to in a little over a year. I keep running our retirement budget numbers, because I have the bag lady syndrome. I still budget to save a couple thousand a month after retirement, even though we have a retirement fund and my husband has a good pension. I...
  12. Ally

    My husband retires Wednesday.

    :dance: I'm so happy for him. He has a good state pension and can pick up consulting jobs in the future if he wants. He has really worked hard all his life and I am going to be so happy to see him do all the things he loves to do. He loves volunteering at the dog shelter, fostering dogs...
  13. Ally

    Our doctor is going concierge....

    I'm very frustrated. I went to my primary care doctor last week and I know she has been planning for more than a year to go into private practice, instead of staying with the huge regional medical organization that she has been with for 20 years. We have gone to her for 17 of those years. She is...
  14. Ally

    Question about taking SS before full retirement age

    My husband finally decided to retire at 62, while I will still work a couple more years. He will have a state funded pension and they also paid into social security at his job, so he will have that in the future. If he did take social security before age 66, I know they reduce it for any amount...
  15. Ally

    Windows 8

    I bought a laptop in July and they said I could come get Windows 8 installed before the end of the year for free. I am pretty savvy with my Iphone and Windows internet. Has anyone tried Windows 8? Do you like it? I know it takes some adjustment, but I am pretty good at learning things for...
  16. Ally

    Related to holiday giving

    I wish I could find a way to reduce our gift list without hurting feelings. We enjoy and expect to get things for grandchildren, but we have friends, cousins and neighbors who always give us gifts and we feel we have to give back. For neighbors, I can bake something, but with the others, they...
  17. Ally

    Maybe I'm paranoid....

    but I need to ask... does it ever bother you when you see that there are 300-400 "guests" online here reading or lurking? :hide: Sometimes I start an answer with some possibly semi-identifying info like my city or type of work and then I see the number of guests and delete it. Or I think of...
  18. Ally

    As an introvert, this scares me.

    I received this on my listserve for preschool issues. I know many of us here are introverts as I am. I see more and more of committeess, partnerships, etc. being prized for grant applications and funding in the nonprofit world. It has a great deal to do with why I want to retire and just stay at...
  19. Ally

    Interesting experience....

    :)I have been near Snyder, TX for a few days helping my daughter's family with their 4 children plus their new son born recently. I am in heaven with 5 grandchildren to love. On Sunday at 7:30 am, I was getting dressed and there was a big boom and the house started shaking. At first I thought...
  20. Ally

    Grandchildren

    My daughter just had her fifth baby yesterday- a 9 lb 11oz boy. My son had his first this summer, too- a 9 lb 12 oz boy. So now we have six grandchildren - 3 girls and 3 boys. For those of you who have grandchildren, aren't they the best?  I'm going tomorrow to help my daughter for a week and...
  21. Ally

    Possible unexpected ER

    We found out on Friday that the state university where my husband works will be laying off tons of people on Monday. Due to the state budget, they have to cut millions of dollars. We were planning on him working 2 more years to get a higher pension, but he is eligible now anyway. It's just that...
  22. Ally

    Thriftness, frugality

    In the Money Stress thread, many of us mentioned our life long frugal habits and how we had been influenced by our parents. Do you see those traits in your children as well? My daughter and her husband, who is a doctor, have been married 10 years. They have been raising 4 children all these...
  23. Ally

    How many of you have or are planning to have long term care insurance?

    We will apply this year. I'm not sure we would have done so, if we hadn't seen my parents' nest egg disappear after my dad paid for 4 years of nearly full time care for my mom to stay home with Alzheimer's. (It was a little less expensive than a nursing home, which he would have had to pay for...
  24. Ally

    What is Megacorp?

    Is it any giant corporation or a specific one?
  25. Ally

    Hi, approaching retirement at 63 and my husband is making me nervous!

    My husband and I are both 59. I have been in charge of planning finances for most of our marriage (second marriages for both.) We are both frugal and live below our means. We live in a a very affordable part of the country, thankfully. My husband will have a pension that will continue in full to...
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