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I'm sure there are, and I'm sure very, very few have as much as $250,000 in a portfolio.

Thanks for your replies, everyone. You're right, we need a plan. Maybe you guys can help me figure out a way to start. There are so many unknowns. I am in a troubled industry, so I'm not sure what the future will hold job-wise. I may have to change careers or become and independent contractor...

Hi everybody. Wife and I are nearly 35, and we have three small kids. Total savings around $150,000, live in a fairly low-cost-of-living place. Wondering if there's any hope of an early retirement. Only debt at the moment is a mortgage. Actually I'd like it if we could just downshift to...