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Hey - growing older -- thanks for a response, though I think you are getting off topic a bit and making some really bad assumptions, i.e. that it's a "fictitious self-employed consultant position." a) I'm not "turning up my nose" at $8-$10 hour jobs: An $8 per hour doesn't pay for rent...

OK -- doing a little research as well -- Does this sound like a good loop-hole? 1) Calculate how much I will be spending on "qualified educational expenses (QEE)" -- tuition, books, etc. 2) When I drawdown from my 403b account --- split it thusly: a) Roll over what I need for QEE into a...

Yes, Lemming -- actually I have done a bit of research on hotel management: I am planning on finishing my bachelors via APUS, American Public University, online, as they do accept all my transfer credits and are only $750/course -- AND I know that large hotel changes, such as Starwood (Sheraton...

Thanks youbet -- I do plan on expanding my self-employment income whenever possible, including a weekend job at a walmart-type job!. Even now, instead of listing I've been unemployed on my resume, I list my self-employed 'company' and me as principal. As for education -- I'm planning on...

Hi youbet -- there are many, many reasons I did not go back to school, some legit and some just a mistake on my part. So now, head hung low, I'm trying to rectify and see what is best for me to do with the final 15-20 years before retirement.

I'm 49 and was laid off 2 years ago after 20 years -- final unemployment check to be received in about 3 weeks. From work, I have about $50k in a cash 403b account that is only earning about 2%. I have about $80k in a fidelity 403b which is doing much, much better. I've been hurt in the...

Last year, I moved from Boston to Phoenix. Same situation -- didn't have a car but needed to buy a car when I got here. I used U-Pack "pods" -- they are the smallest out there -- and the cheapest!! They have A+ customer service. Depending on where you live, it can take 3-7 days for delivery...