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Can't agree with any of it I've used Apple devices. Everyone loves them. I feel exactly the opposite. Then I had a chance to work with Apple directly, and they seem aloof, arrogant, and out of touch with reality or anyone with an opinion that suffers from their own, to be frank. So I don't...

Congrats indeed!

I agree with this in many parts of the country. It depends on your RE tax, RE appreciation rate, insurance and maintenance costs. You will need a new roof, HVAC, windows, etc at some point, and I don't think everyone accurately discounts the effect of this. If you are in an area with high RE...

That's a great idea. We looked at some townhomes, but between COVID and the hot market, we couldn't meet anyone and couldn't even get the sales person to take a call with us. Will keep trying. There's almost no inventory of townhomes in our area except new construction at the moment.

We did that not too long ago, so we know it can be done. [emoji16]

That's a fair assessment in some parts of the country, like where I am. There are intangibles, but I like the posted above in LA, the numbers don't look so good in low appreciation, high-RE tax areas like TX. I think we'll compute the FIRE dates both ways and then have an open discussion.

Thanks for this viewpoint. I really appreciate all of the responses.

That's what I was thinking of. A lock and go condo with little maintenance to worry about so you have flexibility to move around. As you said, renting a larger home is more difficult, but there seems to be a strong market around here based on recent data, and they go within a month or two.

Makes sense, and it's great that you are in a position to do that. Limited downside, tremendous upside if the market does drop.

Thanks! Thanks for so many great replies in such a short amount of time. It is about more than just numbers, as some have said, but it seems most of the articles are biased towards ownership. If we factor in the opportunity cost of home equity, it would be a no-brainer to rent. RE doesn't...

Hi everyone, I am inspired by the posts here on a daily basis. I searched for this topic, and didn't get any good results (here or anywhere, it seems). It seems that conventional thinking is that it's better to live in a home you own. But the facts don't seem to support that in my...

Hi guys, I did some searches and didn't see anything, so hopefully this is not a repost. There are obviously tons of articles (some seem like marketing) about retiring overseas. I wanted to ask, has anyone in this group actually done it, and what has your experience been? Healthcare, CoL...

As a 30-year old, I would like to thank all of you for your insights and to the OP for starting this thread. The repeated "don't worry about things so much, everything will be ok" mentions are the most reassuring because I have noticed that many people who strive for ER are actually somewhat...