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  1. sheldon cornped

    How much do you spend per month on fitness?

    $183/mo. for Swim and Tennis club. Has 11 indoor courts and 6 outdoor. I don't count shoes or clothes I wear on and off the courts or any other equipment, supplies etc...which is minimal.
  2. sheldon cornped

    WF Bonus offer scenario- Opinions needed

    The rep said if I put it in their Platinum savings it would yield 4.7%, but I'm getting just over 5% with Fidelity. When I looked at the Platinum rates online based on the amounts invested, I'm seeing much less, so I'm not sure. When they open up after the holidays, I'll double back and ask...
  3. sheldon cornped

    WF Bonus offer scenario- Opinions needed

    Wells Fargo has a $2500 bonus offer that started in January and expires on April 1. If you open or move up to the premier checking account and bring over at least $250,000 you get the bonus. Okay, here's where it gets sticky: I moved up to the premier checking in February without knowing...
  4. sheldon cornped

    Est tax calculator?

    I create a separate "mock" tax return using 2023 HR block program tax return. All I have to do is plug in any modifications through the year to determine how much quarterly tax I will owe. It has worked well over the years and always maintains safe harbor.
  5. sheldon cornped

    I have increased my hand strength

    Sounds like you've really got a grip on things! Bravo.
  6. sheldon cornped

    Funny Joke Thread 2021 to ?

    Fascinate… A teacher asked her students to use the word "fascinate" in a sentence. Molly said, "My family went to my granddaddy's farm, and we saw all his pet sheep. It was fascinating." The teacher said, "That was good, but I wanted you to use the word "fascinate." Sally raised her hand. She...
  7. sheldon cornped

    When does a NIIT tax wipe out your profit?

    NIIT is an annoyance. It has hit us the last two years from capital gains while trying to unwind from a concentrated stock position. Just like IRMAA surcharges have crept into the picture. No one will have any sympathy for those who have this "good" problem. So we try our best to keep from...
  8. sheldon cornped

    Bonus To Move IRA's To A Brokerage??

    I had an existing account with Fido. In 12/2021 I asked if there were any incentives for moving funds from another brokerage to my existing account. For the amount I transferred, I received a $3500 bonus, well worth it. I had shopped around with schwab, etrade vanguard etc.... None were even...
  9. sheldon cornped

    Blow that Dough 2023

    Saw this epitaph for "Blow that Doughers".... Here lies Walter who loved to spend money He lost it all in the end With many a whiskey And many a wife He really did enjoy his life!
  10. sheldon cornped

    Upscale cruise lines

    We have traveled Viking River, not ocean going, but have heard good things about them. We have gone Oceania to France (Brest, Bordeaux) etc...and highly recommend it as it seems to fit your criteria. Definitely the older set with slim to none families or kiddies.
  11. sheldon cornped

    Bacon - How Do You Cook It?

    We generally buy the Columbus turkey bacon from Costco for us. When cooking breakfast for guests, my wife buys the regular bacon and I usually pan fry on lower heat so as not to smoke up and burn. I believe in the "moderation in all things" philosophy as far as fatty bacon is concerned. I...
  12. sheldon cornped

    2022 Tax Program Deals

    I always wait til around Black Friday for the HRB $19.95 deal at Amazon for the download version (includes State). Probably qualify for FIDO TT but don't want to change over since I always import from previous year. Don't know if converting to TT would be any advantage.
  13. sheldon cornped

    Honda Pilot or Hyundai Palisade or Kia Telluride?

    Very happy with our 2019 Pilot, touring model. Gas mileage is not very good, however. I would second Dhickmans suggestion to check out the Subaru ascent. We also have a 2019 Subaru Forester touring that DW drives. Gas mileage is superior and have had not a single issue. I do believe the...
  14. sheldon cornped

    Early Retirement Theme Song?

    Yes, that obscure song by Johnny Paycheck!!
  15. sheldon cornped

    Coming To Grips With Your Own Mortality

    Saw a funny birthday card while on vacation. It had a picture of a dinosaur on the front. Inside was written: Happy Birthday! One year closer to extinction..... Now, who would give card to someone?
  16. sheldon cornped

    Coming To Grips With Your Own Mortality

    Someone said "We are not humans having a spiritual experience. We are spirits having a human experience." I do believe there is an afterlife, just don't know what it looks or feels like.
  17. sheldon cornped

    And now for something completely different

    There once was a young lady from Nantucket
  18. sheldon cornped

    How to answer all the naysayers?

    No need to provide any explanation for what speaks for itself. And in 10-15 years you will look old enough for everyone to assume you are retired.
  19. sheldon cornped

    potential severance

    The Company's severance policy will dictate what you get at any given time. And as time goes on it doesn't get better, only less lucrative (worse). So I agree with Robbie's take on it. I speak from experience and observation.....
  20. sheldon cornped

    Wish you had done it sooner? Yes or No?

    It was always my intention to retire at 62. I was obsessively running calculators and estimators for several years prior to retirement. I could have retired a bit earlier and been fine, but a situation developed at work that enabled me to accept a severance package at 61 in January of 2015...
  21. sheldon cornped

    H & R Block slow to update 2021, Federal/State

    Ditto on that. We are waiting for the 2/17 update as well.
  22. sheldon cornped

    Poll: How many cocktails do you have per week?

    We do more than our "fair share" of supporting the wineries and breweries in the Willamette Valley of Oregon among a few other states. So, no cocktails but more IPA's and wine than your average bear.....
  23. sheldon cornped

    Retirement Calculators

    Hi doneat54. Here is a link to a head spinning array of choices. I like i-orp as Rodi mentioned. Hope this helps. https://www.bogleheads.org/wiki/Retirement_calculators_and_spending
  24. sheldon cornped

    2022 workout thread

    Just turned 68 today. Play tennis 3-4 time a week for 1.5 hours each time. Wife and I do a 45 min. strength training every other day. Do 2 sets presses, leg extensions, pull down bar, leg curls, arm curls, triceps push down bar, rowing, flys and raises with dumbells. Oh, and walk the dog...
  25. sheldon cornped

    Time for Vanguard?

    If you feel right about it, try Fidelity. Even though unadvertised, they might give you a bonus for transferring. I recently transferred an amount that qualified for a $3500 bonus as an existing customer. It never hurts to ask. Not sure Vanguard offers same or it may not matter to you...
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