Search results

I am urban. You are rural. So, the shots fired and the way local LE handle things may be different. Yeah, I would ask to speak to the chief, or the captain, or whoever is in the chain. You are just a concerned citizen interested in the safety of the community. You did not invite the...

I am retired LE in a bigger city. It is easier just to get the info off of the DL. However, I wouldn't pressure someone to go get his license. It is a noise complaint, not a homicide. On minor calls with no further investigation, there won't even be a police report (depending on...

Could you have worked longer and gotten a bigger pension?

Tough question. First of all-- find a job with a pension plan-- which I did. Best move I ever made. It's a balance. Ya gotta live, ya gotta contribute for your retirement, ya gotta save for your first house. The first years are tough. Try to do all three. Oh, and then there is the...

Mack, I'd like to hear your decision.

I think it all comes down to what "I have had enough" means. I am retired LE with 30 years in and a nice sized pension. In that time there were good years and bad years, but it is kinda like going to school, you just suck it up and go on to the next years. It's a job, just show up in the...

Wow, you guys are the best and this is the greatest support group.

Hi, I have been lingering around here for the past two years-- some of you may have read my posts. "The question is.... is 3.5%, or about $6000 a year, enough to retire a year early? I know, you will ask, what does it mean to you. Valid question. I am just asking opinions. Here is the...

That's cool, LOL. You stick to your bonds. I'll stick to my stocks. Let's see what comes out ahead. LOL

Instead of picking some arbitrary timeline, how about year to date. VWITX is the only thing in positive territory. The others are losses. VFIIX Chart Vanguard GNMA Inv Fund Chart So, LOL, how are your bonds doing to date, please tell us. LOL

Then there is this.... Economics of Contempt: The Unofficial List of Pundits/Experts Who Were Wrong on the Housing Bubble

Welcome.

Welcome.

Expenses-- in the area of $6000 a month, including the mortgage and property tax. Perhaps I should clarify, and some of you are correct, I exagerated when I said "sanity." I could easily keep my sanity for another year. I think I would just prefer to retire a year earlier. And, once we get...

The question is.... is 3.5%, or about $6000 a year, enough to retire a year early? I know, you will ask, what does it mean to you. Valid question. I am just asking opinions. Here is the situation. Currently I make about 143,000 a year, local safety government job. Its been a tough 30...

Almost every where you look now a days you see... there should be a mutual fund split of 70 percent stock funds to 30 percent bond funds, or 80-20, or 60-40. Mutual fund AA are always talking in splits between stock mutual funds and bond mutual funds. Here is my worry. I think the Fed has...

I think we are headed upward. The path may be a bit zig-zaggedy.

I am 52, and I plan on retiring next year on a pension of $100,000. Yes I am in Fire/police. My wife (51) was supposed to have a good pension too. But, she took several years off when our child was born. That interupted her years of service. Now her pension will suck big time! However...

Great responses. I learned a lot. My view on international is that they will always follow the US. Sure, you might get one country that all of sudden explodes, but for the most part, I think intl are the tail being wagged by the US. And definitely not as stable. I like the Total, because...

What do you think about this simple portfolio-- 33% VTSMX-- Total Stock market 33% VISGX-- Vanguard Small Cap Index 33% VFIIX-- Vanguard GNMA Bond funds (I know, I don't like international funds-- lol) My thoughts are.... the market might just take off for a hellava rally. If so...

I recently discovered Compare Mutual Funds, CEFs & ETFs - TD Ameritrade and their risk/reward page. I love my recently acquired GNMA fund, especially in light of the market lately. Of course it is low beta/high alpha. I was wondering how you can find other low beta/high alpha's without actually...

Thanks LOL. I have the Total Market. I just wanted an extra hand in small caps. I foresee them going up, once this market gets rolling.

I feel that I need to add a small cap stock fund to my mutual fund (taxable) portfolio. TRPrice has some good ones but the expense ratio is quite high. I notice Vanguard has some good ones at a better expense ration. But they have so many... Visgx Naesx Visvx How do you know which one to...

Hi, Where do you get the best interest rate these days? CD, Moneymarkets, etc are paying close to nothing. Other than the risky stock market, where do you plunk your cash to a decent rate of return. I should say a relative low risk (I know nothing is no risk). It seems that GNMA bond funds...

Wow. This thread has certainly gone far afield from my original idea. But, hey, it is a free country. I still like the idea of keep a small reserve and in a down market, buy buy buy.