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  1. L

    Is it weird not have a dishwasher, dryer or garbage disposal?

    I think it's weird to have a dishwasher that WORKS. ALL the people I know have them and don't use them for a variety of reasons...at least not to wash dishes in. Storage mostly. ALL have some reason...leaks,inconvenience,don't clean well, noisy, too much bother. I have no dishwasher, no dryer...
  2. L

    Why are Some (Most?) Dentists Con Artists?

    Agree with all the posts...luckily I have a good dentist...I had a little piece of tooth break off beside an existing ancient filling...I thought "here we go...thousands to fix..." Nope. My dentist made a repair, and of course did tell me it could last a week or a decade, but try first before...
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    Latest Inflation Numbers and Discussion

    jollystomper said: "It will be 'interesting' to see what happens when we get the first hurricane that tracks into the gulf. We are very early in the hurricane season so that is very likely to occur, maybe multiple times. Gas prices going up even more and with less availability will not be...
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    Latest Inflation Numbers and Discussion

    You know those posts from several people who worried that they couldn't find anything they needed or wanted to spend their pile on, now that they're retired? Couldn't justify spending for spending's sake? Who knew food and energy would be "it"?!?!?! Careful what you pine for!!!!
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    Crazy Advertising for Medicare Advantage/Supplement Plans

    You can compare for yourself at Medicare.gov. No need to endure the sales pitch...just follow the questions and enter your zip and you get the plans available in your area. These are MEDICARE plans, and YES some do offer the things you hear on TV.
  6. L

    Methods to Persuade Geese to Leave?

    I live on the edge of the Allegheny National Forest in PA, and have a large pond down behind my home.....Geese come in the spring and a pair lays eggs on a tiny island in the pond.....but I think raccoons found a way to get to the island and the last few years no little ones, or they hatch and...
  7. L

    How to calculate income tax in retirement?

    Please note.... You don't subtract your standard deduction from your "taxable income", it's subtracted from your Adjusted Gross Income. Your TAXABLE income is the income you will pay tax on....it's not clear in the OP's note if that figure is indeed his TAXABLE income... If his "Taxable...
  8. L

    Ah, Mondays...

    8 years in (Jan 2013) and I STILL love that Sunday afternoon feeling and the Monday morning NOT having to go to w**k!!! Have you watched "60 Minutes" yet on Sunday night, and NOT had your stomach go to full knot mode because that clock ticking means the weekend is almost over?!?!? Sometimes I...
  9. L

    PSA: Read your 401k Summary Plan Document (rule of 55)

    Page SIXTY SEVEN?!?!?!?!? I suppose it was in microscopic print too????
  10. L

    Traditional to Roth Conversions this week?

    OP here....I think I too will do MOST of mine right now, and top off in Dec 2021.. I have a very predictable income...this year I will get a refund of 57 dollars...that's close!!! Thanks for answering! OT...Boy that Line 30 on Form 1040 is fun!! All that calculating to just claim 0 on that...
  11. L

    Traditional to Roth Conversions this week?

    Anyone doing their Traditional to Roth conversions today or this week?
  12. L

    The problem with thinking you know more than the experts

    Two words: Howard Beale. If you know who he is, you know WHY. If you don't, look him up...where else? On You Tube.
  13. L

    So many unresolved or partially resolved questions about the coronavirus

    All this talk about a vaccine in a year or so.... There is NO vaccine yet for the common cold, or, for HIV....after 35+ YEARS. I wish they would stop saying "a vaccine will take 12-18 months". Better to say there MAY be a vaccine.
  14. L

    Are you wiping down packages?

    I hang mail (letter and mags) on my clothes line in the sun, until sundown. If it's raining, I put it in a designated place in my garage, then hang it out. I use gloves to empty my mailbox, and since I pay all my bills on line, there are just a few things I keep. The junk goes in the garbage. I...
  15. L

    Life After Corona

    I think.....the usual short attention span of people today will help... No more "press conferences" for me. Enough. Dont' need half hour of back slapping and crowing about simply doing one's job one was paid/elected to do (Imagine your manager doing this day after day...) I've attended hundred...
  16. L

    Unemployment Report Thurs 3-26

    How do folks feel about this upcoming Thursday when the Unemployment figures will be released? We who live and breathe finances know the number will be huge...but will the general joe public, when he hears it, panic even more? I am thinking he will. Does anyone else think it will cause a...
  17. L

    What's next for hoarding?

    Nor trying to be mean or snarky but.. Start paying attention to date....first of month when SNAP cards are refilled may cause a stampede in food stores.. I am thinking about families that depended on schools providing breakfast and lunches for kids who are now at home... It's March 21...if you...
  18. L

    Second Payment for 2020 Est tax?

    I see that the first payment for 2020 estimated income tax is now July 15, 2020... What about the SECOND payment which is due JUNE 15, 2020? I haven't seen anything about that second payment.... From Forbes "All You Wanted To Know About The Recent IRS Tax Payment Relief But Were Afraid To...
  19. L

    What are you doing with your time now?

    Too much teevee and internet has raised my anxiety level thru the roof, so I: 1) Completed my late brother's final income tax returns...my sister is exec, but she's an RN with enough to worry about right now (In NY State no less)...I find taxes somewhat relaxing.. 2) Committed to self...
  20. L

    COVID-19 random questions

    In the mid 70s I worked in a bakery...the stand-alone kind not the in-store kinds we have today..my first paying job! Among the delicious and appetizing thing in the glass cases were decorated birthday cakes with flowers and leaves of icing, jelly and cream filled donuts, and rye breads with...
  21. L

    Poll: How many rolls of toilet paper do you have?

    I have: 36 rolls of TP. If that runs out....2 large packages of paper napkins... If that runs out, 10 boxes of tissue ( I have spring allergies so always stock up!) If that runs out too....several rolls of paper towels... If that runs out...a box of industrial rags in the garage. IF that...
  22. L

    Retiring in a bear or Recession Market

    Great time to convert Traditional to Roth!!!
  23. L

    Now a Good Time to do Roth Conversion?

    I did some of my planned amount for 2020 last week, and have some left to do later in the year.... I've missed opportunities in the past, so took advantage this time.... Who knows? All I know is I HAVE to convert ( I'm 64) as much as possible while rates are this low....I may even convert MORE...
  24. L

    This time is different!!

    I made Traditional to Roth conversions this week, but not all of it that I can this year.... I just wish I could contain my anxiety and not be so "nasty" to friends of mine who are not in the market or not as informed as I am about daily market swings and other so call "news"... I was pretty...
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